120 Lake Dr, Springfield (Indian Orchard), MA 01151 Property Records

Hampden County and Springfield City property record for 120 Lake Dr, Springfield, MA 01151

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,264 sqft · built 1966
Lot Size	0.112 acres (4,874 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,680 (2026)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07445 P:0038`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07445 P:0038`
Alternative APN	`74450038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,874 sqft (0.112 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	74450038
Street Address	120 LAKE DR
City	INDIAN ORCHARD
State	MA
Zip	01151-1840
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	800101

Owner

120 Lake Dr, a duplex, is owned and occupied by two individuals who acquired it in April 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 LAKE DR, INDIAN ORCHARD, MA 01151-1840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 9, 2022
Transfer Doc	024650-165
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 22, 2022
Property Address	120 LAKE DR, SPRINGFIELD, MA 01151-1840
Document Number	024652-152
Book / Page	24652 / 152
Instrument Date	Apr 13, 2022
Instrument	44800
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 WATERFORD DR, HANOVER, MA 02339-2579

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 22, 2022
Property Address	120 LAKE DR, SPRINGFIELD, MA 01151-1840
Document Number	024650-165
Book / Page	24650 / 165
Instrument Date	Apr 9, 2022
Instrument	44543
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WATERFORD DR, HANOVER, MA 02339-2579

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	120 LAKE DR, SPRINGFIELD, MA 01151-1840
Document Number	21635-402
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21635-402
Date	Apr 11, 2017
Book Page	021635/000402
Instrument	18956

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 120 Lake Dr was $5,680, up 10.2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,680.00 (+10.21%)	$367,400 (+11.77%) Land $56,100 Building $311,300	$341,688
2025	$5,154.00	$328,700 Land $42,800 Building $285,900
2023	$4,699.00	$275,600 Land $32,800 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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