120 Lafayette Rd, Stanley, NC 28164 Property Records

Gaston County property record for 120 Lafayette Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (Nov 2021)
Tax Bill	$1,699 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167622`

Property Details

APN / Parcel Number

Primary APN	`167622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,316 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	120 LAFAYETTE RD
City	STANLEY
State	NC
Zip	28164-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13 055 001 08 000
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	2
Census Block	2013
Census Tract	30205

Owner

120 Lafayette Rd is owned and occupied by an individual who bought it in November 2021.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage TRULIANT FCU
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FORT FINANCIAL CU
Dec 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jul 20, 1978
Deed Book / Page	5288 / 1658
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056152456
Date	Jan 30, 2026
Book Page	5615/2456

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	241 Months
Due	Feb 12, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E POPLAR STREET, RAGAN VILLAGE, NC 28054

Mortgage

Document Number	0054250487
Date	Jul 28, 2023
Book Page	5425/487

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	GASTONIA, NC 28054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 15, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 CAMERON VALLEY PKWY 400, 400, CHARLOTTE, NC 28211-3591

Mortgage

Document Number	0052972083
Date	Dec 23, 2021
Book Page	5297/2083

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 22, 2021
Property Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365
Document Number	0052881658
Book / Page	5288 / 1658
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LAFAYETTE RD, STANLEY, NC 28164-1365

Mortgage

Document Number	0052881662
Date	Nov 22, 2021
Instrument	5288/1662

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 120 Lafayette Rd was $1,699.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,699.00	$238,060 Land $20,500 Building $217,560
2023	$1,654.00	$238,060 Land $20,500 Building $217,560
2021			$130,270 Land $13,500 Building $116,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Lafayette Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Lafayette Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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