Union County and Plainfield City property record for 120 Lafayette Pl, Plainfield, NJ 07060 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,208 sqft · built 1921 |
| Lot Size | 0.061 acres (2,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2022) |
| Tax Bill | $6,007 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00231-0000-00007 |
| Primary APN | 12-00231-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,208 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Construction Type | Frame |
| Lot Area | 2,648 sqft (0.061 acres) |
| Lot Dimensions | 100 ft deep x 5 ft wide |
| Account Number | 02641000 |
|---|---|
| Street Address | 120 LAFAYETTE PL |
| City | PLAINFIELD |
| State | NJ |
| Zip | 07060-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 1208 SQ FT |
| Legal Block | 231 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 39400 |
Source: Union County and Plainfield City records · APN 12-00231-0000-00007
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 LAFAYETTE PL, PLAINFIELD, NJ 07060-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE, INC |
| May 13, 2022 | Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Prior Sale | Jan 15, 2015 · Amount on Record |
| Deed Document Number | 202218097 |
| Deed Book / Page | 6464 / 2175 |
| Prior Transfer Date | May 09, 1994 |
| Prior Transfer Doc | 0000005603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 28, 2026 |
| Property Address | 120 LAFAYETTE PL, PLAINFIELD, NJ 07060-1009 |
| Document Number | 0000092907 |
| Book / Page | 15806 / 2997 |
| Instrument Date | May 14, 2026 |
| Instrument | 202692907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY, TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Address | 120 LAFAYETTE PL, PLAINFIELD, NJ 07060-1009 |
| Document Number | 0000092907, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 15806/2997 |
| Instrument | 202692907 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 13, 2022 |
| Property Address | 120 LAFAYETTE PL, PLAINFIELD, NJ 07060-1009 |
| Document Number | 0064642175 |
| Book / Page | 6464 / 2175 |
| Instrument Date | May 04, 2022 |
| Instrument | 18097 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | MEGA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 W 3RD ST, 1414, PLAINFIELD, NJ 07063-1210 |
| Name | Verified Name |
|---|---|
| Address | 120 LAFAYETTE PL, PLAINFIELD, NJ 07060-1009 |
| Document Number | 0000037294 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 37294 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Union County and Plainfield City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Plainfield City |
| Unified School District | Plainfield City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,300 (-) Land $13,100 Building $54,200 | $67,300 (-) Land $13,100 Building $54,200 | |
| 2025 | $6,007.00 (+2.21%) | $67,300 (-) Land $13,100 Building $54,200 | $67,300 (-) Land $13,100 Building $54,200 |
| 2024 | $5,877.00 (+3.25%) | ||
| 2023 | $67,300 (-) Land $13,100 Building $54,200 | $67,300 (-) Land $13,100 Building $54,200 | |
| 2022 | $5,692.00 | $67,300 Land $13,100 Building $54,200 | $67,300 Land $13,100 Building $54,200 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390394002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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