St. Charles County property record for 120 Keystone Crossing Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $175,000 (Jan 2013) |
| Tax Bill | $3,529 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | T991700046 |
| Primary APN | T991700046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 1,582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T991700046 |
|---|---|
| Street Address | 120 KEYSTONE CROSSING DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE CROSSING #1 LOT 23 |
| Legal Subdivision | KEYSTONE CROSSING #1 |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311153 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 120 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Prior Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 201357290 |
| Deed Book / Page | 5941 / 1452 |
| Prior Transfer Date | Apr 29, 2008 |
| Prior Transfer Doc | 0050251321 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,982 (-) | $326,223 (-) Land $70,000 Building $256,223 | |
| 2025 | $61,982 (+12.22%) | $326,223 (+12.22%) Land $70,000 Building $256,223 | |
| 2024 | $3,529.00 | ||
| 2023 | $55,232 | ||
| 2022 | $290,695 Land $60,000 Building $230,695 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.
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