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120 Karrigan St, Sebastian, FL 32958 Property Records

Indian River County property record for 120 Karrigan St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,515 sqft · built 1994
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jun 2022)
Tax Bill$5,860 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-39-19-00001-4400-00002.0

Property Details

APN / Parcel Number

Primary APN31-39-19-00001-4400-00002.0
Alternative APN
  • 34129

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area506 sqft
DrivewayDriveway
Driveway Area630 sqft
PorchOpen Porch
Porch Area207 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number34129
Street Address120 KARRIGAN ST
CitySEBASTIAN
StateFL
Zip32958-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 17 BLK 440 LOT 2 PBI 8-46 TO 46P
Legal Range39
Legal Township31
Legal Section19
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 17
Legal Block440
Legal Lot Number2
Legal Unit17
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2001
Census Tract50810

Owner

120 Karrigan St is owned and occupied by an individual who bought it in June 2022.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address120 KARRIGAN ST, SEBASTIAN, FL 32958-6718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 18, 2017Warranty Deed, Transfer · Conventional Mortgage
EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2022 · Amount on File
Deed SaleJun 7, 2022 · Amount on File
Prior SaleAug 18, 2017 · Amount on File
Deed Document Number3120220036501
Deed Book / Page3546 / 2388
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 7, 2022
Property Address120 KARRIGAN ST, SEBASTIAN, FL 32958-6718
Document Number0035462388
Book / Page3546 / 2388
Map ReferenceMB 8 PG 46&46A-46P
Instrument DateJun 2, 2022
Instrument3120220036501
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 KARRIGAN ST, 120, SEBASTIAN, FL 32958-6718

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 KARRIGAN ST, SEBASTIAN, FL 32958-6718

Mortgage

Document Number0035462389
DateJun 7, 2022
Instrument3546/2389
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 18, 2017
Property Address120 KARRIGAN ST, SEBASTIAN, FL 32958-6718
Document Number0030492328
Book / Page3049 / 2328
Map ReferenceMB8 PG46A-46P
Instrument DateAug 10, 2017
Instrument3120170048704
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address703 PINE AVE, 703, WEST ISLIP, NY 11795-2705

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 KARRIGAN ST, SEBASTIAN, FL 32958-6718

Mortgage

Document Number30492329
DateAug 18, 2017
Instrument3049/2329
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 Karrigan St was $5,860.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,860.00$321,139 Land $57,800 Building $263,339$321,139 Land $57,800 Building $263,339
2023$5,255.00 (+163.01%)$310,110 (+107.14%) Land $54,400 Building $255,710$310,110 (+51.8%) Land $54,400 Building $255,710
2022$1,998.00$149,709$204,284 Land $34,000 Building $170,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Karrigan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies95 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Karrigan St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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