120 Jubilee Ln, Ocoee, TN 37361 Property Records

Polk County property record for 120 Jubilee Ln, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,304 sqft · built 1976
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Aug 2021)
Tax Bill	$535 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-011.04`

Property Details

APN / Parcel Number

Primary APN	`054-011.04`
Alternative APNs	`0105405401104` `070054 01104`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	302 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	180 sqft
Deck Area	1 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	120 JUBILEE LN
City	OCOEE
State	TN
Zip	37361-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	110X302
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2047
Census Tract	950203

Owner

120 Jubilee Ln is owned and occupied by an individual who bought it in August 2021.

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 JUBILEE LN, OCOEE, TN 37361-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Mar 2, 1985
Deed Document Number	20212299
Deed Book / Page	333 / 6
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Aug 5, 2021
Property Address	120 JUBILEE LN, OCOEE, TN 37361-3608
Document Number	WD333/6
Book / Page	WD333 / 6
Instrument Date	Aug 4, 2021
Instrument	21002299
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JUBILEE LN, OCOEE, TN 37361-3608

Mortgage

Document Number	21002300
Date	Aug 5, 2021
Instrument	21002300

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	TD546/471
Date	Aug 5, 2021
Book Page	TD546/471
Instrument	21002301

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	120 JUBILEE LN, OCOEE, TN 37361-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITITELE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000042
Date	Jan 8, 2020
Book Page	TD520/065
Instrument	20000042

Lender

Name	ANDREW JOHNSON BANK
Type	Bank
Address	GREENEVILLE, TN 37743

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 Jubilee Ln was $535.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00	$31,650 (-) Land $3,250 Building $28,400	$126,600 Land $13,000 Building $113,600
2024	$535.00	$31,650 (-) Land $3,250 Building $28,400
2023	$535.00 (+8.74%)	$31,650 (+61.69%) Land $3,250 Building $28,400	$126,600 (+61.69%) Land $13,000 Building $113,600
2022	$492.00	$19,575 Land $2,350 Building $17,225	$78,300 Land $9,400 Building $68,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Jubilee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Jubilee Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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