120 Joshua Hill, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Joshua Hill, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2023
Square Footage	2,626 sqft Heated Area
Lot Size	105,851 sqft (2.43 acres)
Garage	Mixed, 1,018 sqft
Last Sale	$43,500 (2022)
Tax Bill	$2,263.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`550200615142000`
Alternative APNs	`48154` `57047`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,626 sqft Heated Area
Gross Area	6,178 sqft Gross Area
1st Floor	2,236 sqft 1st Floor
Basement Area	2,236 sqft Basement
Unfinished Basement	2,236 sqft Unfinished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	105,851 sqft (2.43 acres)
Depth X Width	417 ft x 216 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,018 sqft Garage
Deck Area	96 sqft Deck
Porch Area	592 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	57047
Street Address	120 JOSHUA HL
City	MURPHY
State	NC
Zip	28906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 32 RIVERWALK ON THE HIWASSEE 1592/523
Legal Subdivision	RIVER RIDGE
Legal Lot Number	32
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2000
Census Tract	930501

Owner

Source: Cherokee County records · APN 550200615142000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 LOVINGOOD FARM RD, MURPHY, NC 28906-2082
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2023	Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Mar 25, 2022	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA
Jul 27, 2018	Intrafamily Transfer, Transfer
Apr 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Doc Number	20221928
Deed Book / Page	1707 / 698
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	01592/0523
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	JOSHUA HL, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 PLEASANT VALLEY RD, MURPHY, NC 28906-5137

Mortgage

Document Number	01739/1007
Date	Aug 02, 2023
Book Page	1739/1007
Instrument	3755

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 02, 2054

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 25, 2022
Property Address	JOSHUA HL, MURPHY, NC 28906
Document Number	001707/698
Book / Page	1707 / 698
Map Reference	CAB H SL 170-176
Instrument Date	Feb 21, 2022
Instrument	1928
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 IRENE AVE, LARGO, FL 33771-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LOVINGOOD FARM RD, MURPHY, NC 28906-2082

Mortgage

Document Number	0001707701
Date	Mar 25, 2022
Instrument	1707/701

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2032

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2018
Property Address	JOSHUA HL, MURPHY, NC 28906
Document Number	01592/0523
Book / Page	01592 / 0523
Map Reference	CAB H SL 170-176
Instrument Date	Jul 25, 2018
Instrument	03616
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9736 IRENE AVE, LARGO, FL 33771

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 25, 2017
Property Address	JOSHUA HL, MURPHY, NC 28906
Document Number	01559/0180
Book / Page	01559 / 0180
Map Reference	CAB H SLS 170-176
Instrument Date	Apr 20, 2017
Instrument	01758
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 IRENE AVE, LARGO, FL 33771-1209

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00	$309,080 (+672.7%)	$309,080 (+672.7%) Land $40,000 Building $269,080
2023		$40,000 (-)	$40,000 (-) Land $40,000
2022		$40,000	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk to Homes	Moderate 62nd percentile nationally · 84th in North Carolina
Wildfire Likelihood	About 1 in 529 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

120 Joshua Hill, Murphy, NC 28906 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Joshua Hill

Nearby Streets

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