120 Johnson Rd, Troy, NC 27371 Property Records

Montgomery County property record for 120 Johnson Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$374 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7539 18 30 0919`

Property Details

APN / Parcel Number

Primary APN	`7539 18 30 0919`
Alternative APN	`73665`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	73665
Street Address	120 JOHNSON RD
City	TROY
State	NC
Zip	27371-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	G.F. MORRIS PORTION OF LOT 20; BLK E MORRIS #20E PART OF
Legal Block	E
Legal Lot Number	20
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3031
Census Tract	960202

Owner

120 Johnson Rd is owned and occupied by an individual who acquired it in May 2006.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 JOHNSON RD, TROY, NC 27371-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 16, 2006
Transfer Doc	0563/0478
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	120 JOHNSON RD, TROY, NC 27371-2504
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0811/0727
Date	Jul 18, 2018
Book Page	0811/0727
Instrument	355398

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 120 Johnson Rd was $374.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,866 (-) Land $4,320 Building $56,546	$60,866 (-) Land $4,320 Building $56,546
2025	$374.00	$60,866 Land $4,320 Building $56,546	$60,866 Land $4,320 Building $56,546
2023		$60,866 Land $4,320 Building $56,546	$60,866 Land $4,320 Building $56,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Johnson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Johnson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20