120 John St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 120 John St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$122,500 (Aug 2020)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2594541021.00`

Property Details

APN / Parcel Number

Primary APN	`2594541021.00`

Exterior

Total Buildings	2 Buildings

Location & Zoning

Street Address	120 JOHN ST
City	FRANKLIN
State	LA
Zip	70538-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 KEARNEY SUBD ACQ 401 335002 IMPROVEMENT ON THE LAND OF JEREMY STEADHAM ACQ 401 335002
Legal Subdivision	KEARNEY SUBDIVISION
Legal Lot Number	3
Jurisdiction	ST MARY LA
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	40900

Owner

120 John St is owned and occupied by an individual who bought it in August 2020.

Source: St. Mary Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	120 JOHN ST, FRANKLIN, LA 70538-5716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
May 12, 2017	Cash Sale Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	335002
Deed Book / Page	401 / 73
Record Updated	Jun 8, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Aug 7, 2020
Property Address	120 JOHN ST, FRANKLIN, LA 70538-5716
Document Number	0000400/73
Book / Page	400 / 73
Instrument Date	Aug 7, 2020
Instrument	335002
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 GRANDWOOD DR, PATTERSON, LA 70392-5512

Mortgage

Document Number	0000352214
Date	Aug 7, 2020
Instrument	352214

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST MARY LA
Recording Date	May 12, 2017
Property Address	120 JOHN ST, FRANKLIN, LA 70538-5716
Document Number	0000353/88
Book / Page	353 / 88
Instrument Date	May 12, 2017
Instrument	327580
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 70, CENTERVILLE, LA 70522-0070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BROUSSARD ST, PATTERSON, LA 70392-4463

Mortgage

Document Number	1509/797
Date	May 12, 2017
Book Page	1509/797
Instrument	339753

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 John St was $1,408 with a homeowner's exemption.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 Homeowner's exemption	$13,072 Land $1,344 Building $11,728	$130,720 Land $13,440 Building $117,280
2023	$1,317.00 Homeowner's exemption	$12,005 Land $1,344 Building $10,661	$120,050 Land $13,440 Building $106,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	38 (1985–2024)
Claims Outside the SFHA	24 of 38
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ike, Sep 2008 · 5 claims Hurricane Rita, Sep 2005 · 6 claims Tropical Storm Allison, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 John St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST MARY WATER & SEWER COMM #3 serves 7,828 people · EPA ID LA1101010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

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