Washington County property record for 120 John Cox Rd, Gray, TN 37615
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1979 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 090029 07601 |
| Primary APN | 090029 07601 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Lot Dimensions | 150 ft deep x 161 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 3,550 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 120 JOHN COX RD |
|---|---|
| City | GRAY |
| State | TN |
| Zip | 37615-4527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 11 |
| Jurisdiction | WASHINGTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 61404 |
120 John Cox Rd is owned and occupied by two individuals who acquired it in November 2002.
Source: Washington County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 JOHN COX RD, GRAY, TN 37615-4527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2002 |
| Deed Sale | Nov 25, 2002 |
| Deed Document Number | 0R301I1168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Property Address | 120 JOHN COX RD, GRAY, TN 37615-4527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1082691 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1082/691 |
| Instrument | 21024852 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Property Address | 120 JOHN COX RD, GRAY, TN 37615-4527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10192409 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 1019/2409 |
| Instrument | 20009909 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 120 John Cox Rd was $1,568.
Source: Washington County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 | $91,725 Land $24,750 Building $66,975 | |
| 2024 | $366,900 Land $99,000 Building $267,900 | ||
| 2022 | $1,370.00 | $63,725 Land $22,300 Building $41,425 | $254,900 Land $89,200 Building $165,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 John Cox Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 John Cox Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BrightRidge Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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