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120 Jay Mountain Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 120 Jay Mountain Rd, Jay, NY 12941 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,574 sqft · built 1850
Lot Size3.4 acres (148,104 sqft)
Owner2 Individual Names on File
Tax Bill$8,050 (2025)
Deeds & MortgagesJan 2020 Refinance
Oct 2019 Transfer
APN152800 36.-1-50.200

Property Details

APN / Parcel Number

Primary APN152800 36.-1-50.200
Alternative APNs
  • 280003600000010502000000
  • 615J178140

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,574 sqft Living Area
Gross Area2,445 sqft
1st Floor Area1,716 sqft
Upper Floors Area800 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area148,104 sqft (3.4 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area275 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number615J178140
Street Address120 JAY MTN RD
CityJAY
StateNY
Zip12941-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description113 115 HENRYS SURVEY ET
Legal Block1
Legal Lot Number50.200
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group2
Census Block2054
Census Tract960200

Owner

Source: Essex County and Jay Town records · APN 152800 36.-1-50.200

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 JAY MTN RD, JAY, NY 12941-5303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PERU FCU
Oct 29, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address120 JAY MTN RD, JAY, NY 12941-5303
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020144
DateJan 13, 2020
Instrument2020-144
Lender
NamePERU FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 01, 2040

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NY
Recording DateOct 29, 2019
Property Address120 JAY MTN RD, JAY, NY 12941-5303
Document Number001969/223
Book / Page1969 / 223
Instrument DateOct 28, 2019
Instrument2019-4108
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 JAY MTN RD, JAY, NY 12941-5303

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,050.00 (+231%)$252,500 (+26.31%) Land $80,900 Building $171,600$252,500 (+26.31%) Land $80,900 Building $171,600
2023$199,900 (+22.56%) Land $66,000 Building $133,900$199,900 (+22.56%) Land $66,000 Building $133,900
2022$2,432.00 (-28.91%)$163,100 Land $37,200 Building $125,900$163,100 Land $37,200 Building $125,900
2020$3,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims97 (1979–2022)
Claims Outside the SFHA51 of 97
Most Recent ClaimFeb 2022, other causes
Claims By Storm
  • Hurricane Irene, Aug 2011 · 30 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims
  • Severe Storms And Flooding, Jan 1996 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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