120 Jacks Dr, Lula, GA 30554 Property Records

Banks County property record for 120 Jacks Dr, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1947
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2026)
Tax Bill	$586 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B16 028`

Property Details

APN / Parcel Number

Primary APN	`B16 028`
Alternative APN	`6660`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Heated Area
1st Floor Area	1,170 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	6660
Street Address	120 JACKS DR
City	LULA
State	GA
Zip	30554-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 23-132
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1037
Census Tract	970300

Owner

120 Jacks Dr is owned and occupied by an individual who bought it in February 2026.

Source: Banks County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	120 JACKS DR, LULA, GA 30554-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL HOUSING COMMISSIONER
May 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE
Aug 18, 2005	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 4, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Deed Document Number	0000059497
Deed Book / Page	594 / 97
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	120 JACKS DR, LULA, GA 30554-3816
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JACKS DR, LULA, GA 30554-3816

Mortgage

Document Number	0000000578/0000000642
Date	May 20, 2025
Book Page	0000000578/0000000642

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1004 Months
Due	Jan 1, 2109

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	120 JACKS DR, LULA, GA 30554-3816
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JACKS DR, LULA, GA 30554-3816

Mortgage

Document Number	0000000578/0000000628
Date	May 20, 2025
Book Page	0000000578/0000000628

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1004 Months
Due	Jan 1, 2109

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	120 JACKS DR, LULA, GA 30554-3816
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000264/200
Date	Aug 18, 2005
Book Page	264/200

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	48 Months
Due	Sep 1, 2009

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 4, 2026
Property Address	120 JACKS DR, LULA, GA 30554-3816
Document Number	0000594/97
Book / Page	594 / 97
Instrument Date	Feb 2, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JACKS DR, LULA, GA 30554-3816

Mortgage

Document Number	0000059498
Date	Feb 4, 2026
Instrument	594/98

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000000594/0000000122
Date	Feb 4, 2026
Book Page	0000000594/0000000122

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 120 Jacks Dr was $586 with exemptions applied, down 3% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00 (-2.98%) Homeowner's exemption Senior Citizen's exemption	$53,267 (+5.06%) Land $9,863 Building $43,404	$133,168 (+5.06%) Land $24,657 Building $108,511
2024	$604.00 (+75.58%) Homeowner's exemption Senior Citizen's exemption	$50,700 (+39.33%) Land $8,966 Building $41,734	$126,750 (+39.33%) Land $22,416 Building $104,334
2023	$344.00 (-45.57%) Homeowner's exemption Senior Citizen's exemption	$36,389 (+20.87%) Land $8,711 Building $27,678	$90,972 (+20.87%) Land $21,778 Building $69,194
2022	$632.00 Homeowner's exemption Senior Citizen's exemption	$30,106 Land $7,967 Building $22,139	$75,264 Land $19,917 Building $55,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Jacks Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Jacks Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Jacks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures