Fayette County property record for 120 Iris Rd, Somerville, TN 38068
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 1968 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $255 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077L-A-058.00 |
| Primary APN | 077L-A-058.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 120 IRIS RD |
|---|---|
| City | SOMERVILLE |
| State | TN |
| Zip | 38068-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUNNER SUBD LOT: 15 GIS 2000 77L C 16.00 100X150 |
| Legal Subdivision | BRUNNER SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 60800 |
Source: Fayette County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 IRIS RD, SOMERVILLE, TN 38068-5814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 15, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2024 |
| Transfer Doc | 0000001424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 120 IRIS RD, SOMERVILLE, TN 38068-5814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 IRIS RD, SOMERVILLE, TN 38068-5814 |
| Document Number | 0000006735 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 25006735 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | 16225 US HIGHWAY 64, SOMERVILLE, TN 38068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 26, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Mar 15, 2024 |
| Property Address | 120 IRIS RD, SOMERVILLE, TN 38068-5814 |
| Document Number | 0000001424 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 24001424 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001425 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 24001425 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Number | 0000001425 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 24001425 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | PO BOX 3356, TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Fayette County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255.00 (-3.41%) | $27,425 (+34.27%) Land $6,875 Building $20,550 | $109,700 (+34.27%) Land $27,500 Building $82,200 |
| 2024 | $264.00 | ||
| 2023 | $20,425 Land $5,500 Building $14,925 | ||
| 2021 | $81,700 Land $22,000 Building $59,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER SYSTEM serves 5,354 people · EPA ID TN0000641 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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