120 Independence Dr, Bethalto, IL 62010 Property Records

Madison County property record for 120 Independence Dr, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 2005
Lot Size	0.363 acres (15,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jan 2012)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
APN	`15-2-09-06-15-401-041`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-06-15-401-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	15,828 sqft (0.363 acres)
Lot Dimensions	145 ft deep x 109 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	120 INDEPENDENCE DR
City	BETHALTO
State	IL
Zip	62010-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOTS CROSSING PHASE 1 LOT 74 109.13 X 145.04 IRREGULAR
Legal Subdivision	PATRIOTS CROSSING PHASE I
Legal Phase	1
Legal Lot Number	74
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	4
Census Block	4018
Census Tract	402805

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 INDEPENDENCE DR, BETHALTO, IL 62010-2295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2012 · Amount on Record
Deed Sale	Jan 4, 2012 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	2012362
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	120 INDEPENDENCE DR, BETHALTO, IL 62010-2295
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046527
Date	Nov 5, 2021
Instrument	2021R46527

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00 (+5.54%)	$119,440 (+37.75%) Land $24,110 Building $95,330	$358,320 (+37.61%) Land $72,330 Building $285,990
2024	$7,730.00 (+21.58%)
2022	$6,358.00	$86,710 Land $19,330 Building $67,380	$260,390 Land $58,048 Building $202,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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