Otsego County and Oneonta Town property record for 120 Hoffman Rd, Oneonta, NY 13820 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,295 sqft · built 1940 |
| Lot Size | 14.2 acres (622,472 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jun 2021) |
| Tax Bill | $10,696 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 275.00-1-25.00 |
| Primary APN | 364600 275.00-1-25.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 2,343 sqft |
| 2nd Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 622,472 sqft (14.2 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 350 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 124700 |
|---|---|
| Street Address | 120 HOFFMAN RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 982 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records · APN 364600 275.00-1-25.00
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 HOFFMAN RD, ONEONTA, NY 13820-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 15, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 20212021-3296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 18, 2026 |
| Property Address | 120 HOFFMAN RD, ONEONTA, NY 13820-4613 |
| Document Number | 0000000272 |
| Instrument Date | May 06, 2026 |
| Instrument | 20262272 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 HOFFMAN RD, ONEONTA, NY 13820-4613 |
| Document Number | 0000002272, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20262272 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 120 HOFFMAN RD, ONEONTA, NY 13820-4613 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000543 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-1543 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 15, 2021 |
| Property Address | 120 HOFFMAN RD, ONEONTA, NY 13820-4613 |
| Document Number | 296 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021-3296 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 149TH ST, WHITESTONE, NY 11357-1741 |
Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,696.00 (-0.14%) | $339,400 (-) Land $56,200 Building $283,200 | $484,857 (+11.43%) Land $80,286 Building $404,571 |
| 2023 | $10,711.00 | $339,400 (-) Land $56,200 Building $283,200 | $435,128 (+12.82%) Land $72,051 Building $363,077 |
| 2022 | $339,400 Land $56,200 Building $283,200 | $385,682 Land $63,864 Building $321,818 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775908002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026
5G and 4G LTE (outdoors only)
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