120 High St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 120 High St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,684 sqft · built 1920
Lot Size0.315 acres (13,730 sqft)
Owner2 Individual Names on File
Last Sale$509,250 (Sep 2018)
Tax Bill$8,634 (2025)
Deeds & MortgagesMay 2021 Refinance
May 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN62000000015A

Property Details

APN / Parcel Number

Primary APN62000000015A
Alternative APNs
  • READ M:021.0-0000-0004.0
  • M:021.0=0000=0004.0
  • 620000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,684 sqft Living Area
Gross Area4,698 sqft
Basement Area1,076 sqft
Unfinished Basement678 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,730 sqft (0.315 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number62000000015A
Street Address120 HIGH ST
CityREADING
StateMA
Zip01867-2400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1015
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN 62000000015A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 HIGH ST, READING, MA 01867-2400
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK TRUST
May 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK TRUST
Apr 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
READING COOPERATIVE BANK
Sep 05, 2018Quit Claim Deed, Transfer · Conventional Mortgage
ROBERTA BOTTICELLI
Sep 05, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2018 · Amount on Record
Deed SaleSep 05, 2018 · Amount on Record
Deed Book / Page71580 / 530
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address120 HIGH ST, READING, MA 01867-2400
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00077725-1
DateMay 10, 2021
Book Page77725/1
Instrument105226
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address120 HIGH ST, READING, MA 01867-2400
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77725-1
DateMay 10, 2021
Book Page77725/1
Instrument105226
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address120 HIGH ST, READING, MA 01867-2400
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74503-260
DateApr 21, 2020
Book Page74503/260
Instrument58118
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 05, 2018
Property Address120 HIGH ST, READING, MA 01867-2400
Document Number71580-530
Book / Page071580 / 000530
Instrument DateJul 31, 2018
Instrument137423
Transaction TypeTransfer
Record UpdatedSep 27, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,322.18
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 HIGH ST READING MA 018672400, READING, MA 01867-2400

Mortgage

Document Number71580-532
DateSep 05, 2018
Book Page071580/000532
Instrument137424
Lender
NameROBERTA BOTTICELLI
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 05, 2018
Property Address120 HIGH ST, READING, MA 01867-2400
Document Number71580-528
Book / Page071580 / 000528
Instrument DateJul 09, 2018
Instrument137422
Transaction TypeTransfer
Record UpdatedSep 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 HIGH ST READING MA 018672400, READING, MA 01867-2400

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,634.00 (+1.14%)$758,000 (+4.06%) Land $385,500 Building $372,500$822,605 (+0.48%)
2024$8,537.00 (+3.2%)$728,400 (+10.87%) Land $370,400 Building $358,000$818,710
2023$8,272.00$657,000 Land $333,900 Building $323,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 523 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on High St

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