120 High Rdg Rd, Covington, GA 30014 Property Records

Newton County property record for 120 High Rdg Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 1997
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$60,500 (Oct 2010)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00840-00000-101-000`

Property Details

APN / Parcel Number

Primary APN	`00840-00000-101-000`
Alternative APNs	`0084 101` `29833`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Heated Area
1st Floor Area	1,192 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	29833
Street Address	120 HIGH RIDGE RD
City	COVINGTON
State	GA
Zip	30014-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.59AC LT27 CDR CRK UNIT 2
Legal Subdivision	CEDAR CREEK
Legal Lot Number	27
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2003
Census Tract	100302

Owner

120 High Rdg Rd is owned and occupied by an individual who bought it in October 2010.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	120 HIGH RIDGE RD, COVINGTON, GA 30014-4060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED BK
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BK
May 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2010 · Amount on File
Deed Sale	Oct 4, 2010 · Amount on File
Prior Sale	Dec 4, 2009 · Amount on File
Deed Book / Page	2855 / 78
Prior Transfer Date	Nov 13, 2009
Prior Transfer Doc	0027770532
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	120 HIGH RIDGE RD, COVINGTON, GA 30014-4060
Document Number	0039810276
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HIGH RIDGE RD COVINGTON GA 300144060, COVINGTON, GA 30014-4060

Mortgage

Document Number	0039810276
Date	Mar 24, 2020
Book Page	003981/000276
Instrument	3985

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Mar 23, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 HIGH RIDGE RD, COVINGTON, GA 30014-4060
Document Number	0037360152
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HIGH RIDGE RD COVINGTON GA 300144060, COVINGTON, GA 30014-4060

Mortgage

Document Number	0037360152
Date	Aug 14, 2018
Book Page	003736/000152
Instrument	9912

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2033

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 8, 2018
Property Address	120 HIGH RIDGE RD, COVINGTON, GA 30014-4060
Document Number	0036980356
Book / Page	003698 / 000356
Instrument Date	Apr 27, 2018
Instrument	5619
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HIGH RIDGE RD COVINGTON GA 300144060, COVINGTON, GA 30014-4060

Tax Assessment & Valuation

The 2025 property tax bill for 120 High Rdg Rd was $1,056 with exemptions applied, up 9% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (+8.98%) Homeowner's exemption Senior Citizen's exemption	$84,040 (+7.97%) Land $14,000 Building $70,040	$210,100 (+7.97%) Land $35,000 Building $175,100
2024	$969.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$77,840 (+0.31%) Land $14,000 Building $63,840	$194,600 (+0.31%) Land $35,000 Building $159,600
2023		$77,600 Land $7,000 Building $70,600	$194,000 Land $17,500 Building $176,500
2022	$1,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 High Rdg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 High Rdg Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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