120 Hedges Cv, Oxford, MS 38655 Property Records

Lafayette County property record for 120 Hedges Cv, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,700 sqft · built 2023
Lot Size0.177 acres (7,720 sqft)
OwnerIndividual Name on Record
Last Sale$332,832 (Mar 2023)
Tax Bill$2,939 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN136-23-058.00

Property Details

APN / Parcel Number

Primary APN136-23-058.00
Alternative APN
  • 40513

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Lot Area7,720 sqft (0.177 acres)
Lot Dimensions154 ft deep x 50 ft wide

Location & Zoning

Account Number40513
Street Address120 HEDGES CV
CityOXFORD
StateMS
Zip38655-1146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 326 THE HEIGHTS SUBDIVISION PHASE 8 & PT INTEREST IN COMMON AREA
Legal Range03W
Legal Township08S
Legal Section23
Legal SubdivisionTHE HEIGHTS SUBDIVISION
Legal Phase8
Legal Lot Number326
JurisdictionLAFAYETTE MS
Township / Civil Division2
Census Block Group2
Census Block2002
Census Tract950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 HEDGES CV, OXFORD, MS 38655-1146
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF CLARKSDALE
Mar 3, 2023Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Deed Document Number20231583
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address120 HEDGES CV, OXFORD, MS 38655-1146
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202205603
DateJun 15, 2022
Instrument2022-05603
Lender
NameFIRST NATIONAL BANK OF CLARKSDALE
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term18 Months
DueDec 6, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateMar 3, 2023
Property Address120 HEDGES CV, OXFORD, MS 38655-1146
Document Number0202301583
Map ReferenceCAB C SL 49
Instrument2023-01583
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address825 SISK AVE # 200, 200, OXFORD, MS 38655-3472

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address120 HEDGES CV, OXFORD, MS 38655-1146

Mortgage

Document Number0202301584
DateMar 3, 2023
Instrument2023-01584
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexOther
Max Rate10.6%

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,939.00 (+402.39%) Senior Citizen's exemption$38,751 (+761.13%)$387,510 (+1,191.7%) Land $60,000 Building $327,510
2023$585.00$4,500$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2004–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 57% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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