120 Heather Ct, Sumter, SC 29154 Property Records

Sumter County property record for 120 Heather Ct, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1993
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (May 2021)
Tax Bill	$62 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-05-04-003`

Property Details

APN / Parcel Number

Primary APN	`207-05-04-003`
Alternative APN	`29858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	1,645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	231 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29858
Old Parcel Number	207 05 04 003
Street Address	120 HEATHER CT
City	SUMTER
State	SC
Zip	29154-6183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 13 PB94-197 0.41AC PB93-1141
Legal Subdivision	HEATHER COURT
Legal Lot Number	13
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2030
Census Tract	1704

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	120 HEATHER CT, SUMTER, SC 29154-6183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 31, 2019	Deed, Transfer · VA Mortgage OAKSTAR BANK NA
Jul 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	0012843917
Deed Book / Page	1284 / 3917
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 3, 2021
Property Address	120 HEATHER CT, SUMTER, SC 29154-6183
Document Number	0012843917
Book / Page	1284 / 3917
Map Reference	MB P94 PG 197
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 HEATHER CT, SUMTER, SC 29154-6183

Mortgage

Document Number	0012843921
Date	May 3, 2021
Instrument	1284/3921

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 31, 2019
Property Address	120 HEATHER CT, SUMTER, SC 29154-6183
Document Number	0012613652
Book / Page	1261 / 3652
Map Reference	MB PB94 PG 197
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$582.75
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 HEATHER CT, SUMTER, SC 29154-6183

Mortgage

Document Number	0012613656
Date	Oct 31, 2019
Instrument	1261/3656

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	120 HEATHER CT, SUMTER, SC 29154-6183
Document Number	0012353816
Book / Page	001235 / 003816
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 HEATHER CT SUMTER SC 291546183, SUMTER, SC 29154-6183

Mortgage

Document Number	0012353816
Date	Aug 1, 2017
Book Page	001235/003816

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-95.3%) Homeowner's exemption	$7,127 (-0.04%) Land $1,080 Building $6,047	$178,168 (-) Land $27,000 Building $151,168
2023		$7,130 (-) Land $1,080 Building $6,050	$178,168 (-) Land $27,000 Building $151,168
2022	$1,319.00	$7,130 Land $1,080 Building $6,050	$178,168 Land $27,000 Building $151,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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