Lorain County property record for 120 Harrison St, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,763 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2020) |
| Tax Bill | $4,670.00 (2025) |
| Primary APN | 06-25-139-000-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,763 sqft Living Area |
| 1st Floor | 1,685 sqft 1st Floor |
| Basement Area | 1,228 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 153 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Patio Area | 320 sqft Patio |
| Porch Area | 253 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 120 HARRISON ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5143 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | METCALF 66.00 X 156.00 |
| Legal Subdivision | METCALF |
| Legal Tract | 25 |
| Legal Lot Number | 5 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-139-000-003
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2730 NAGEL RD, AVON, OH 44011-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HUNTINGTON NATIONAL BANK |
| Dec 17, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MIDWEST MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Deed Doc Number | 2020794275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 120 HARRISON ST, ELYRIA, OH 44035-5143 |
| Document Number | 0000104895 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026104895 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000104896, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026104896 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 17, 2020 |
| Property Address | 120 HARRISON ST, ELYRIA, OH 44035-5143 |
| Document Number | 0000794275 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 794275 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 120 HARRISON ST ELYRIA OH 440355143, ELYRIA, OH 44035-5143 |
| Document Number | 794276 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 794276 |
| Name | AMERICAN MIDWEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARMA HEIGHTS, OH 44130 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,670.00 Homeowner's exemption | $99,170 (+%) Land $12,600 Building $86,570 | $283,330 (-) Land $36,000 Building $247,330 |
| 2024 | $4,670.00 (+37.76%) | $99,166 (+59.39%) Land $12,600 Building $86,566 | $283,330 (+59.39%) Land $36,000 Building $247,330 |
| 2023 | $3,390.00 (+0.38%) | $62,216 (+0.01%) Land $10,213 Building $52,003 | $177,760 (-) Land $29,180 Building $148,580 |
| 2022 | $3,377.00 | $62,210 Land $10,210 Building $52,000 | |
| 2021 | $177,760 Land $29,180 Building $148,580 |
120 Harrison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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