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120 Harding Ave, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 120 Harding Ave, Long Beach, NY 11561

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,632 sqft · built 1950
Lot Size0.105 acres (4,560 sqft)
OwnerCompany Name on Record
Last Sale$547,500 (Jun 2004)
Tax Bill$7,723 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN59-201-00-0014

Property Details

APN / Parcel Number

Primary APN59-201-00-0014
Alternative APNs
  • 1000-59-201-00-0014-0
  • 59201000014000000000
  • 281000 59.-201-14
  • 59201 00140

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area4,560 sqft (0.105 acres)
Lot Dimensions57 ft deep x 80 ft wide
Deck Area70 sqft
Patio Area70 sqft
Utility Building66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number59201 00140
Street Address120 HARDING AVE
CityLONG BEACH
StateNY
Zip11561-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-15
Legal Block201
Legal Lot Number14-15
JurisdictionNASSAU NY
Township / Civil DivisionLONG BEACH
Census Block Group2
Census Block2013
Census Tract416802

Owner

Source: Nassau County and Long Beach City records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address120 HARDING AVE, LONG BEACH, NY 11561-3815
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2004 · Amount on Record
Deed SaleJun 18, 2004 · Amount on Record
Deed Book / Page11797 / 57
Last Transfer DateNov 21, 2014
Transfer Doc0131620532
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address120 HARDING AVE, LONG BEACH, NY 11561-3815
Document Number0423440407
Book / Page042344 / 000407
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address120 HARDING AVE LONG BEACH NY 115613815, LONG BEACH, NY 11561-3815

Mortgage

Document Number0423440407
DateAug 30, 2017
Book Page042344/000407
Instrument86143
Lender
NameMID-ISLAND MTG
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
MunicipalityLong Beach City
Unified School DistrictLong Beach City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$579 (-) Land $293 Building $286$579,000 (-)
2025$7,723.00 (+5.79%) Senior Citizen's exemption$579 (-) Land $293 Building $286$579,000 (-)
2023$7,300.00 Homeowner's exemption$579 Land $293 Building $286$579,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 395 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies405 units insured
incl. 10 condo units
Nearby Flood Claims502 (1978–2023)
Claims Outside the SFHA343 of 502
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 383 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONG BEACH CITY
serves 35,000 people · EPA ID NY2902834
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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