120 Hanover Versailles Rd, Baltic, CT 06330 Property Records

Sprague Town property record for 120 Hanover Versailles Rd, Baltic, CT 06330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,911 sqft · built 1998
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (May 2026)
Tax Bill	$7,490 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H0020030`

Property Details

APN / Parcel Number

Primary APN	`H0020030`
Alternative APN	`SPRA M:15 B:02 L:26`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,020 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	H0020030
Street Address	120 HANOVER VERSAILLES RD
City	BALTIC
State	CT
Zip	06330-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	2
Legal Lot Number	26
Jurisdiction	SPRAGUE CT
Township / Civil Division	SPRAGUE
Census Block Group	1
Census Block	1007
Census Tract	711100

Owner

120 Hanover Versailles Rd is owned and occupied by an individual who bought it in May 2026.

Source: Sprague Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
May 11, 2026	Warranty Deed, Transfer · Line of Credit PRIMARY RESIDENTIAL MORTGAGE
May 11, 2026	Warranty Deed, Transfer · Line of Credit PRIMARY RESIDENTIAL MORTGAGE
May 11, 2026	Deed of Trust, Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Dec 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Dec 18, 2023 · Amount on File
Deed Book / Page	116 / 687
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000113-451
Date	Sep 5, 2024
Book Page	113/451
Instrument	2024000366

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000115-434
Date	Sep 24, 2025
Book Page	115/434
Instrument	2025000319

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	May 11, 2026
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Document Number	0000000176
Book / Page	116 / 687
Instrument Date	May 11, 2026
Instrument	2026176
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452

Mortgage

Date	May 11, 2026

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	May 11, 2026
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Document Number	000116-687
Book / Page	116 / 687
Instrument Date	May 11, 2026
Instrument	2026176
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452

Mortgage

Date	May 11, 2026

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Recording Date	May 11, 2026
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Document Number	000116-707
Book / Page	116 / 707
Instrument Date	May 7, 2026
Instrument	2026178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452

Mortgage

Document Number	0000000178,
Date	May 11, 2026
Book Page	116/707
Instrument	2026178

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	Dec 18, 2023
Property Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452
Document Number	000112-314
Book / Page	112 / 314
Instrument Date	Dec 15, 2023
Instrument	2023000460
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HANOVER VERSAILLES RD, BALTIC, CT 06330-1452

Mortgage

Document Number	2023000461
Date	Dec 18, 2023
Instrument	2023000461

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 120 Hanover Versailles Rd was $7,490, up 1% from the year before.

Source: Sprague Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sprague Town
Elementary School District	Sprague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,490.00 (+0.98%)	$243,970 (-) Land $64,870 Building $179,100	$435,321 (+154.9%)
2025	$7,417.00	$243,970 Land $64,870 Building $179,100	$170,779 Land $45,409 Building $125,370
2024	$7,417.00 (+6.67%)
2023	$6,953.00 (+22.3%)	$243,970 (+55.57%) Land $64,870 Building $179,100
2022	$5,685.00	$156,820 Land $46,250 Building $110,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Hanover Versailles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Hanover Versailles Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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