120 Guyler St, Ringgold, GA 30736 Property Records

Catoosa County property record for 120 Guyler St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,442 sqft · built 2018
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$192,750 (Sep 2018)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R006000716A`

Property Details

APN / Parcel Number

Primary APN	`R006000716A`
Alternative APN	`29334`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Heated Area
1st Floor Area	1,442 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	107 ft deep x 76 ft wide
Garage Area	400 sqft
Porch	Open Porch
Porch Area	149 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29334
Street Address	120 GUYLER ST
City	RINGGOLD
State	GA
Zip	30736-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIN R-3
Legal Description	LOT 16A J R'S LAND COMPANY LLC PLAT
Legal Lot Number	16A
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1039
Census Tract	30201

Owner

120 Guyler St is owned and occupied by two individuals who bought it in September 2018.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 GUYLER ST, RINGGOLD, GA 30736-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS NAT'L BK
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Deed Document Number	0001954243
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	120 GUYLER ST, RINGGOLD, GA 30736-2403
Document Number	0020900453
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 GUYLER ST RINGGOLD GA 307362403, RINGGOLD, GA 30736-2403

Mortgage

Document Number	0020900453
Date	Nov 4, 2020
Book Page	002090/000453

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	120 GUYLER ST, RINGGOLD, GA 30736-2403
Document Number	0020350791
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GUYLER ST RINGGOLD GA 307362403, RINGGOLD, GA 30736-2403

Mortgage

Document Number	0020350791
Date	Feb 24, 2020
Book Page	002035/000791
Instrument	1370

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Guyler St was $2,430 with exemptions applied.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$136,126 Land $14,000 Building $122,126	$340,316 Land $35,000 Building $305,316
2023	$2,149.00 (+20.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$92,575 Land $5,336 Building $87,239	$231,438 Land $13,341 Building $218,097
2022	$1,785.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Guyler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1990–2020)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Guyler St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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