120 Grayson Rd, Signal Mountain, TN 37377 Property Records

Hamilton County property record for 120 Grayson Rd, Signal Mountain, TN 37377

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,333 sqft · built 1955
Lot Size	1.44 acres (62,726 sqft)
Owner	Owner Name on Record
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098I H 002`

Property Details

APN / Parcel Number

Primary APN	`098I H 002`
Alternative APN	`0000123054`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,333 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	384 ft deep x 162 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000123054
Street Address	120 GRAYSON RD
City	SIGNAL MOUNTAIN
State	TN
Zip	37377-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	GRAYSON RD WAS 098 050
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2038
Census Tract	11004

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	120 GRAYSON RD, SIGNAL MOUNTAIN, TN 37377-2124
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jun 7, 2007 · Amount on Record
Last Transfer Date	Apr 26, 2013
Transfer Doc	0000000151
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	120 GRAYSON RD, SIGNAL MOUNTAIN, TN 37377-2124
Document Number	1026000212
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GRAYSON RD SIGNAL MOUNTAIN TN 373772124, SIGNAL MOUNTAIN, TN 37377-2124

Mortgage

Document Number	1026000212
Date	Oct 26, 2020
Book Page	012205/000293
Instrument	201026000212

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Signal Mountain Town
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (-13.3%)	$89,900 (+27.97%)	$359,600 (+27.97%) Land $102,000 Building $257,600
2024	$1,571.00	$70,250 (-)	$281,000 (-) Land $51,000 Building $230,000
2023	$1,571.00	$70,250	$281,000 Land $51,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIGNAL MOUNTAIN WATER SYSTEM serves 7,761 people · EPA ID TN0000634
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20