120 Grant Dr, Richmond, KY 40475 Property Records

Madison County property record for 120 Grant Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,680 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023B-0003-0007`

Property Details

APN / Parcel Number

Primary APN	`023B-0003-0007`
Alternative APNs	`119998` `83018` `61419`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61419
Street Address	120 GRANT DR
City	RICHMOND
State	KY
Zip	40475-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY ACRES LOT 41 & 42A
Legal Subdivision	SUNNY ACRES
Legal Lot Number	41,42A
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2045
Census Tract	10801

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 GRANT DR, RICHMOND, KY 40475-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jul 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2025	Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Apr 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202514265723
Deed Book / Page	868 / 495
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	00D822/328
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	120 GRANT DR, RICHMOND, KY 40475-9725
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2179/677
Date	Aug 2, 2022
Book Page	M2179/677
Instrument	2014104513

Lender

Name	AIM CU
Type	Credit Union
Address	OSKALOOSA, KS 66066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	120 GRANT DR, RICHMOND, KY 40475-9725
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1119/648
Date	Jul 19, 2006
Book Page	M1119/648
Instrument	372265

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	382 Months
Due	May 24, 2038

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 9, 2025
Property Address	120 GRANT DR, RICHMOND, KY 40475-9725
Document Number	00D868/495
Book / Page	D868 / 495
Map Reference	MB 15 PG 307
Instrument Date	Jun 4, 2025
Instrument	2014265723
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 BLANCHE WAY, CAMANO ISLAND, WA 98282-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 GRANT DR, RICHMOND, KY 40475-9725

Mortgage

Document Number	2014265727
Date	Jun 9, 2025
Instrument	2014265727

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Apr 27, 2022
Property Address	120 GRANT DR, RICHMOND, KY 40475-9725
Document Number	00D822/328
Book / Page	D822 / 328
Map Reference	MB 15 PG 307
Instrument Date	Apr 12, 2022
Instrument	2014088931
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 GRANT DR, RICHMOND, KY 40475-9725

Mortgage

Document Number	2014089236
Date	Apr 27, 2022
Instrument	2014089236

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (-2.82%)	$150,000 (-)	$150,000 (-)
2023	$1,455.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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