120 Grace St, Chaffee, MO 63740 Property Records

Scott County property record for 120 Grace St, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	925 sqft · built 1972
Lot Size	0.533 acres (23,200 sqft)
Owner	Individual Name on Record
Tax Bill	$286 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`04-3.0-05.00-004-009-001.00`

Property Details

APN / Parcel Number

Primary APN	`04-3.0-05.00-004-009-001.00`

Interior

Building Area	925 sqft Base Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Material	Composition Shingle
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	160 ft deep x 145 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 GRACE ST
City	CHAFFEE
State	MO
Zip	63740-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 15' LOT 3 & LOTS 4,5 & 6 BLK 6 ROCKVEIW JCT & PT VAC ELWOOD ST VAC N OF BLK 6 ROCKVIEW JCT PB 3/102 145 X 160 I
Legal Range	13E
Legal Township	29N
Legal Section	05
Legal Subdivision	ROCKVIEW JCT
Legal Block	6
Legal Lot Number	3-6
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	1
Census Block	1037
Census Tract	780200

Owner

Source: Scott County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 GRACE ST, CHAFFEE, MO 63740-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 22, 2021	Beneficiary Deed, Transfer UNITED LAND TITLE, UNITED LAND TITLE LLC
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021
Deed Sale	Jun 22, 2021
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20213230
Deed Book / Page	2021 / 3230
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	02021/3230
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	120 GRACE ST, CHAFFEE, MO 63740-9205
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GRACE ST, CHAFFEE, MO 63740-9205

Mortgage

Document Number	00002024/9
Date	Jan 2, 2024
Book Page	2024/9
Instrument	20240009

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Oct 27, 2043

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 22, 2021
Property Address	120 GRACE ST, CHAFFEE, MO 63740-9205
Document Number	02021/3230
Book / Page	2021 / 3230
Instrument Date	Jun 21, 2021
Instrument	20213230
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 GRACE ST, CHAFFEE, MO 63740-9205

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 22, 2021
Property Address	120 GRACE ST, CHAFFEE, MO 63740-9205
Document Number	02021/3223
Book / Page	2021 / 3223
Instrument Date	Jun 21, 2021
Instrument	20213223
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GRACE ST, CHAFFEE, MO 63740-9205

Mortgage

Document Number	0020213224
Date	Jun 22, 2021
Instrument	20213224

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00	$5,460 (+8.55%)	$28,730 (+8.5%) Land $4,080 Building $24,650
2023		$5,030 (+4.36%)	$26,480 (+4.38%) Land $4,080 Building $22,400
2022		$4,820
2021			$25,370 Land $4,080 Building $21,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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