Anne Arundel County property record for 120 Gerald Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft · built 1967 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,353 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-495-00332700 |
| Primary APN | 04-495-00332700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 15,200 sqft (0.348 acres) |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 49500332700 |
|---|---|
| Old Parcel Number | 449500332700 |
| Street Address | 120 GERALD DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 12 BK A 120 GERALD DR MUNSON HEIGHTS |
| Legal Subdivision | MUNSON HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 751400 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 GERALD DR, SEVERN, MD 21144-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC |
| Dec 14, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2017 |
| Deed Sale | Dec 14, 2017 |
| Prior Sale | Jan 5, 2015 · Amount on Record |
| Deed Document Number | 0031667104 |
| Deed Book / Page | 27940 / 456 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 120 GERALD DR, SEVERN, MD 21144-1122 |
| Document Number | 0359030330 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 120 GERALD DR SEVERN MD 211441122, SEVERN, MD 21144-1122 |
| Document Number | 0359030330 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 035903/000330 |
| Name | VELLUM MTG LLC |
|---|---|
| Address | FAIRFAX, VA 22033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 14, 2017 |
| Property Address | 120 GERALD DR, SEVERN, MD 21144-1122 |
| Document Number | 0316670104 |
| Book / Page | 031667 / 000104 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | MAGNUS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 GERALD DR SEVERN MD 211441122, SEVERN, MD 21144-1122 |
| Document Number | 316670112 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 031667/000112 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2047 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,353.00 | $307,067 | $337,200 Land $185,200 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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