120 Gatewood Cliff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 120 Gatewood Cliff, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 2014
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$315,800 (Feb 2023)
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G1120100100300000`

Property Details

APN / Parcel Number

Primary APN	`1G1120100100300000`
Alternative APNs	`000000120569` `000000177313` `000000281667` `120569`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	973 sqft
2nd Floor Area	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	190 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 GATEWOOD CLF
City	CIBOLO
State	TX
Zip	78108-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATEWOOD UNIT #1 BLOCK 1 LOT 3 0.1377 AC
Legal Subdivision	GATEWOOD UNIT #1
Legal Tract	3
Legal Block	1
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3004
Census Tract	210718

Owner

Source: Guadalupe County records · APN 1G1120100100300000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 GATEWOOD CLF, CIBOLO, TX 78108-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2023	Vendor's Lien, Transfer · VA Mortgage SYNERGY ONE LENDING
Sep 20, 2022	Trustee's Deed, Foreclosure
Jan 13, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2023 · Amount on Record
Deed Sale	Feb 03, 2023 · Amount on Record
Prior Sale	Sep 20, 2022
Deed Document Number	20232745
Prior Transfer Date	Aug 15, 2014
Prior Transfer Doc	0000014320
Record Updated	Sep 20, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 03, 2023
Property Address	TX
Document Number	0099002745
Map Reference	VOL 6 PG 787-788
Instrument Date	Feb 03, 2023
Instrument	202399002745
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GATEWOOD CLF, CIBOLO, TX 78108-3036

Mortgage

Document Number	0099002746
Date	Feb 03, 2023
Instrument	202399002746

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

September 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 20, 2022
Property Address	120 GATEWOOD CLF, CIBOLO, TX 78108-3036
Document Number	0099029619
Map Reference	VOL 6 PG 787&788
Instrument Date	Sep 15, 2022
Instrument	202299029619
Transaction Type	Foreclosure
Record Updated	Oct 03, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 MUSTANG LN, SAN MARCOS, TX 78666-1186

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	120 GATEWOOD CLF, CIBOLO, TX 78108-3036
Document Number	0000002943
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GATEWOOD CLF CIBOLO TX 781083036, CIBOLO, TX 78108-3036

Mortgage

Document Number	0000002943
Date	Feb 07, 2017
Instrument	2943

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	120 GATEWOOD CLF, CIBOLO, TX 78108-3036
Document Number	0000002757
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GATEWOOD CLF CIBOLO TX 781083036, CIBOLO, TX 78108-3036

Mortgage

Document Number	0000002757
Date	Feb 06, 2017
Instrument	2757

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2047

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,536 (-5.02%) Land $34,174 Building $231,362	$265,536 (-5.02%) Land $34,174 Building $231,362
2025	$3,869.00 (-19.71%) Homeowner's exemption	$279,565 (-16.08%) Land $36,036 Building $243,529	$279,565 (-16.08%) Land $36,036 Building $243,529
2024	$4,819.00 (-25.12%)
2023	$6,436.00 (+25.41%) Homeowner's exemption	$333,135 Land $44,195 Building $288,940	$333,135 Land $44,195 Building $288,940
2022	$5,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107183, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Guadalupe Valley Electric Cooperative, Valley Telephone Cooperative, Inc. (TX), AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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