120 Gasparilla Way, Placida, FL 33946 Property Records

Charlotte County property record for 120 Gasparilla Way, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 2003
Lot Size	0.387 acres (16,842 sqft)
Owner	Company Name on Record
Last Sale	$820,000 (Oct 2026)
Tax Bill	$10,705 (2025)
Deeds & Mortgages	Oct 2026 Sale & Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`412033128009`

Property Details

APN / Parcel Number

Primary APN	`412033128009`
Alternative APNs	`00883560000005` `10004660097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,800 sqft
Upper Floors Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	16,842 sqft (0.387 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	360 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883560000005
Street Address	120 GASPARILLA WAY
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND ESTATES UNIT 4 BLK E LT 12 671/1643 740/2133 742/302 894/239 914/1583 942/1796 E1023/1092 CERT/TR1379/839 1812/195 1923/683 3736/18 3883/1459 3276061
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES
Legal Tract	PIE
Legal Block	E
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2032
Census Tract	30402

Owner

Source: Charlotte County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	139 NW 6TH PL, CAPE CORAL, FL 33993-2467
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Line of Credit CHAMPIONS FUNDING LLC
Jun 8, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20263690217
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0003276061
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 6, 2026
Property Address	120 GASPARILLA WAY, PLACIDA, FL 33946
Document Number	0003690217
Instrument Date	Sep 1, 2026
Instrument	20263690217
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	139 NW 6TH PL, CAPE CORAL, FL 33993-2467

Mortgage

Document Number	0003690218,
Date	Oct 6, 2026
Instrument	20263690218

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 8, 2023
Property Address	120 GASPARILLA WAY, PLACIDA, FL 33946
Document Number	0003276061
Map Reference	MB 4 PG 13A-13E
Instrument Date	May 25, 2023
Instrument	3276061
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8142 INDIGO RIDGE TER, UNIVERSITY PARK, FL 34201-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8142 INDIGO RIDGE TER, UNIVERSITY PARK, FL 34201-2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	120 GASPARILLA WAY, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GASPARILLA WAY, CAPE HAZE, FL 33946

Mortgage

Document Number	0048380199
Date	Sep 9, 2021
Book Page	4838/199
Instrument	2995554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,705.00 (-10.95%)	$555,399 (+3.29%) Land $86,700 Building $468,699	$555,399 (+11.25%) Land $86,700 Building $468,699
2024	$12,022.00 (+4.35%)
2023	$11,521.00 (+12.28%)	$537,697 (-1.65%)	$499,244 (-8.69%) Land $102,000 Building $397,244
2022	$10,261.00	$546,735 Land $72,250 Building $474,485	$546,735 Land $72,250 Building $474,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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