120 Gander Dr, Moyock, NC 27958 Property Records

Currituck County property record for 120 Gander Dr, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,766 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$592,000 (Apr 2024)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8041-07-7945`

Property Details

APN / Parcel Number

Primary APN	`8041-07-7945`
Alternative APNs	`022N00000530000` `000161034` `000170397` `8041-07`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,766 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Pool Area	392 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000170397
Street Address	120 GANDER DR
City	MOYOCK
State	NC
Zip	27958-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 WENTWORTH AT CURRITUCK RESERVE PH 2 (R/24)
Legal Subdivision	WENTWORTH AT CURRITUCK RESERVE
Legal Phase	2
Legal Lot Number	53
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110202

Owner

120 Gander Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Currituck County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 GANDER DR, MOYOCK, NC 27958-7402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK
Apr 26, 2024	Warranty Deed, Transfer · VA Mortgage TOWNEBANK
Sep 17, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Sep 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	2024388727
Deed Book / Page	1768 / 590
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 GANDER DR, MOYOCK, NC 27958-7402
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GANDER DR, MOYOCK, NC 27958-7402

Mortgage

Document Number	0018180430
Date	Jul 21, 2025
Book Page	1818/430
Instrument	396854

Lender

Name	TOWNEBANK
Type	Bank
Address	NORFOLK, VA 23510

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 26, 2024
Property Address	120 GANDER DR, MOYOCK, NC 27958-7402
Document Number	0017680590
Book / Page	1768 / 590
Map Reference	CAB R SL 24-28
Instrument Date	Apr 22, 2024
Instrument	388727
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 STEPPESIDE LN, MOYOCK, NC 27958-6510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GANDER DR, MOYOCK, NC 27958-7402

Mortgage

Document Number	0000388728
Date	Apr 26, 2024
Instrument	388728

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 17, 2021
Property Address	120 GANDER DR, MOYOCK, NC 27958-7402
Document Number	0016510320
Book / Page	1651 / 320
Map Reference	CAB R SL 24-28
Instrument Date	Sep 9, 2021
Instrument	368871
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,259.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1492 S INDEPENDENCE BLVD STE 101, 101, VIRGINIA BEACH, VA 23462-5252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GANDER DR, MOYOCK, NC 27958-7402

Mortgage

Document Number	0000368872
Date	Sep 17, 2021
Instrument	368872

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 29, 2020
Property Address	120 GANDER DR, MOYOCK, NC 27958-7402
Document Number	0015640074
Book / Page	001564 / 000074
Instrument Date	Sep 22, 2020
Instrument	355554
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1492 S INDEPENDENCW BLVD VIRGINIA BEACH VA 23461, VIRGINIA BEACH, VA 23461
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 120 Gander Dr was $2,691, down 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (-0.41%)	$385,200 (-) Land $68,600 Building $316,600
2024	$2,702.00 (+9.79%)	$385,200 (-) Land $68,600 Building $316,600
2023	$2,461.00 (+25.05%)	$385,200 (+5.82%) Land $68,600 Building $316,600	$385,200 (+5.82%) Land $68,600 Building $316,600
2022	$1,968.00	$364,000 Land $68,600 Building $295,400	$364,000 (-5.5%) Land $68,600 Building $295,400
2021			$385,200 Land $68,600 Building $316,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Gander Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Gander Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Cox Communications Fiber	1,000 / 35
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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