Williamson County property record for 120 Gainer Dr, Hutto, TX 78634
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,976 sqft · built 2004 |
| Lot Size | 0.184 acres (8,029 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,500 (Jun 2017) |
| Tax Bill | $7,439 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-14-1406-030G-0011 |
| Primary APN | R-14-1406-030G-0011 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 8,029 sqft (0.184 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R141406030G0011 |
|---|---|
| Street Address | 120 GAINER DR |
| City | HUTTO |
| State | TX |
| Zip | 78634-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S8340 - LEGENDS OF HUTTO PH 3, BLOCK G, LOT 11 |
| Legal Subdivision | LEGENDS OF HUTTO PH 3 |
| Legal Phase | 3 |
| Legal Block | G |
| Legal Lot Number | 11 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | TAYLOR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20820 |
120 Gainer Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Williamson County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 GAINER DR, HUTTO, TX 78634-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 7, 2017 | Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on File |
| Deed Sale | Jun 7, 2017 · Amount on File |
| Prior Sale | Feb 3, 2005 · Amount on File |
| Deed Document Number | 201751652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 120 GAINER DR, HUTTO, TX 78634-4338 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 120 GAINER DR, HUTTO, TX 78634-4338 |
| Document Number | 0000081041 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023081041 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Jun 7, 2017 |
| Property Address | 120 GAINER DR, HUTTO, TX 78634-4338 |
| Document Number | 0000051652 |
| Map Reference | CAB X SL321 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 2017051652 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1524A MUIRFIELD BEND DR, 1524A, HUTTO, TX 78634-3516 |
| Name | Verified Name |
|---|---|
| Address | 120 GAINER DR, HUTTO, TX 78634-4338 |
| Document Number | 0000051653 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 2017051653 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 120 Gainer Dr was $7,439.
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Hutto City |
| County | Williamson County |
| Unified School District | Hutto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,439.00 | $320,559 Land $73,000 Building $247,559 | $320,559 Land $73,000 Building $247,559 |
| 2023 | $7,129.00 (-24.05%) | $329,689 Land $73,000 Building $256,689 | $329,689 Land $73,000 Building $256,689 |
| 2022 | $9,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Gainer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Gainer Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HUTTO serves 29,580 people · EPA ID TX2460007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Brightspeed, FiberFirst, Hotwire Communications, Optimum, SOS Communications, T-Mobile, Verizon.
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