Charlevoix County property record for 120 Franklin St, Boyne City, MI 49712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1972 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-362-211-00 |
| Primary APN | 051-362-211-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 19,123 sqft (0.439 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 FRANKLIN ST |
|---|---|
| City | BOYNE CITY |
| State | MI |
| Zip | 49712-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NICHOLLS AND MORGANS 2ND ADD TO S BOYNE LOT 211 BLK 15 |
| Legal Range | 06 |
| Legal Township | 33 |
| Legal Section | 35 |
| Legal Subdivision | MORGANS 2ND ADD |
| Legal Block | 15 |
| Legal Lot Number | 211 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | BOYNE CITY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1300 |
120 Franklin St is owned and occupied by an individual who acquired it in December 1996.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 FRANKLIN ST, BOYNE CITY, MI 49712-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 1996 |
| Deed Sale | Dec 30, 1996 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 120 Franklin St was $2,226 with a homeowner's exemption, up 1.9% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Boyne City |
| Unified School District | Boyne City Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (+12.19%) | $300,000 (+12.19%) | |
| 2025 | $2,226.00 (+1.88%) Homeowner's exemption | $133,700 | $267,400 |
| 2024 | $2,185.00 | ||
| 2023 | $98,200 | $196,400 | |
| 2022 | $2,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOYNE CITY serves 3,735 people · EPA ID MI0000800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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