Catoosa County property record for 120 Frances Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,786 sqft · built 2006 |
| Lot Size | 9.97 acres (434,293 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,311 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59002300C |
| Primary APN | 59002300C |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Heated Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 434,293 sqft (9.97 acres) |
| Garage Area | 440 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 454 sqft |
| Deck Area | 275 sqft |
| Patio Area | 317 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23670 |
|---|---|
| Street Address | 120 FRANCES DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | TRACT 6 JAMES W SMITH SUB |
| Legal Subdivision | JAMES W SMITH SUB |
| Legal Tract | 6 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | CATOOSA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30100 |
120 Frances Dr is owner-occupied and held in a trust since August 2023.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 FRANCES DR, RINGGOLD, GA 30736-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2025 | Deed of Trust, Mortgage CMG MORTGAGE |
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 |
| Deed Sale | Aug 18, 2023 |
| Deed Document Number | 0002223111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 120 FRANCES DR, RINGGOLD, GA 30736-8720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 FRANCES DR, RINGGOLD, GA 30736-8720 |
| Document Number | 0023910000000252 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 0000002391/0000000252 |
| Instrument | 2025004097 |
| Name | CMG MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 120 FRANCES DR, RINGGOLD, GA 30736-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019370849 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 1937/849 |
| Instrument | 003755 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 1, 2025 |
The 2025 property tax bill for 120 Frances Dr was $4,311 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,311.00 Homeowner's exemption | $270,000 Land $34,009 Building $235,991 | $675,000 Land $85,022 Building $589,978 |
| 2023 | $3,905.00 (+23.54%) Homeowner's exemption Senior Citizen's exemption | $177,798 Land $23,008 Building $154,790 | $444,495 Land $57,519 Building $386,976 |
| 2022 | $3,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Frances Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Frances Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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