Botetourt County property record for 120 Fox Fire, Cloverdale, VA 24077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,272 sqft · built 1994 |
| Lot Size | 0.484 acres (21,083 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2017 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107K(2)5 |
| Primary APN | 107K(2)5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Finished Area |
| Basement Area | 1,040 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,083 sqft (0.484 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 14690 |
|---|---|
| Street Address | 120 FOX FIRE |
| City | CLOVERDALE |
| State | VA |
| Zip | 24077-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HUNTERS GREEN 5 IN 2 |
| Legal Subdivision | HUNTERS GREEN SEC 2 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40402 |
120 Fox Fire is owned and occupied by two individuals.
Source: Botetourt County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 FOX FIRE, CLOVERDALE, VA 24077-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS BANK & TRUST COMPANY |
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Sep 2, 2026 |
| Property Address | 120 FOX FIRE, CLOVERDALE, VA 24077-3048 |
| Document Number | 0000003222 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20263222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 FOX FIRE, CLOVERDALE, VA 24077-3048 |
| Document Number | 0000003222, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20263222 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 120 FOX FIRE, CLOVERDALE, VA 24077-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170002744 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 170002744 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 120 FOX FIRE, CLOVERDALE, VA 24077-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001244 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 170001244 |
| Name | CITIBANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
The 2025 property tax bill for 120 Fox Fire was $2,690.
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,300 (-) Land $50,000 Building $334,300 | $384,300 (-) Land $50,000 Building $334,300 | |
| 2025 | $2,690.00 | $384,300 Land $50,000 Building $334,300 | $384,300 Land $50,000 Building $334,300 |
| 2024 | $2,690.00 | ||
| 2023 | $265,800 (-) Land $45,000 Building $220,800 | $265,800 (-) Land $45,000 Building $220,800 | |
| 2022 | $2,099.00 | $265,800 Land $45,000 Building $220,800 | $265,800 Land $45,000 Building $220,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Fox Fire in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Fox Fire is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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