120 Forest St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 120 Forest St, Worcester, MA 01609 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,692 sqft · built 1937
Lot Size	0.349 acres (15,210 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Dec 2017)
Tax Bill	$7,469 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`20-028-00014`

Property Details

APN / Parcel Number

Primary APN	`20-028-00014`
Alternative APN	`WORC M:20 B:028 L:00014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
Gross Area	3,311 sqft
1st Floor Area	938 sqft
Attic	Attic
Attic Area	754 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,210 sqft (0.349 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	20-028-00014
Street Address	120 FOREST ST
City	WORCESTER
State	MA
Zip	01609-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5006
Census Tract	730600

Owner

Source: Worcester County and Worcester City records · APN 20-028-00014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 FOREST ST, WORCESTER, MA 01609-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Book / Page	58184 / 21
Record Updated	Sep 20, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 14, 2017
Property Address	120 FOREST ST, WORCESTER, MA 01609-1525
Document Number	58184-21
Book / Page	58184 / 21
Instrument	139755
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FOREST ST, WORCESTER, MA 01609-1525

Mortgage

Document Number	581840023
Date	Dec 14, 2017
Instrument	58184/0023

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 14, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,469.00 (+6.14%)	$566,240 (+15.39%) Land $288,840 Building $277,400	$485,355 (+1.75%)
2024			$476,995
2023	$7,037.00	$490,700 Land $251,200 Building $239,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277306005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	542.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.