120 Forest Ridge Trl, Stella, NC 28582 Property Records

Onslow County property record for 120 Forest Ridge Trl, Stella, NC 28582

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Oct 2017)
Tax Bill	$294 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1312C-22`

Property Details

APN / Parcel Number

Primary APN	`1312C-22`
Alternative APNs	`142482000` `073320`

Exterior

Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	142482000
Street Address	120 FOREST RIDGE TRL
City	STELLA
State	NC
Zip	28582-9772
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	L40 P1 FOREST RIDGE
Legal Subdivision	FOREST RIDGE PH 1
Legal Lot Number	40
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1016
Census Tract	105

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 LILLEY GRACE CT, STELLA, NC 28582-5009
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20174689-137
Deed Book / Page	4689 / 137
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 17, 2017
Property Address	120 FOREST RIDGE TRL, STELLA, NC 28582-9772
Document Number	0046890137
Book / Page	4689 / 137
Map Reference	MB54 PG119 SL M-232
Instrument Date	Oct 6, 2017
Instrument	4689-137
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 E CEDAR POINTE BLVD, 604, 08584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 LILLEY GRACE CT, STELLA, NC 28582-5009

Mortgage

Document Number	4689142
Date	Oct 17, 2017
Instrument	4689-142

Lender

Name	AQUESTA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2022

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$294.00	$110,000 (+144.44%) Land $110,000	$110,000 (+144.44%) Land $110,000
2023	$294.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	14 (2018–2022)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20