Alexander County property record for 120 Forest Oaks Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1988 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Jan 2021) |
| Tax Bill | $1,365 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0306112 17898 |
| Primary APN | 0306112 17898 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Lot Area | 24,829 sqft (0.57 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9343815 |
|---|---|
| Street Address | 120 FOREST OAKS LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 85 BLOCK 8627 (PIN) LOT 21 FOREST OAKS B11C 0174 |
| Legal Subdivision | FOREST OAKS SUBDIVISION |
| Legal Block | 8627 |
| Legal Lot Number | 21 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 40700 |
120 Forest Oaks Ln is owned and occupied by an individual who bought it in January 2021.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 FOREST OAKS LN, HICKORY, NC 28601-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 20, 2021 | Warranty Deed, Transfer STATE EMPS FCU |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on File |
| Deed Sale | Jan 20, 2021 · Amount on File |
| Prior Sale | May 6, 2016 · Amount on File |
| Deed Book / Page | 635 / 708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 120 FOREST OAKS LN, HICKORY, NC 28601-7644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0006182271 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 0618/2271 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jan 20, 2021 |
| Property Address | 120 FOREST OAKS LN, HICKORY, NC 28601-7644 |
| Document Number | 0006350710 |
| Book / Page | 000635 / 000710 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 FOREST OAKS LN HICKORY NC 286017644, HICKORY, NC 28601-7644 |
| Document Number | 6350711 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 000635/000711 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 120 FOREST OAKS LN, HICKORY, NC 28601-7644 |
| Document Number | 0006350698 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23B0 OLD NC TAYLORSVILLE NC 28681, TAYLORSVILLE, NC 28681 |
| Document Number | 0006350698 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 000635/000698 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2051 |
The 2026 property tax bill for 120 Forest Oaks Ln was $1,365, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,365.00 (-7.02%) | $206,846 (-) Land $17,600 Building $189,246 | |
| 2025 | $1,468.00 | $206,846 Land $17,600 Building $189,246 | |
| 2023 | $1,723.00 | $206,846 Land $17,600 Building $189,246 | $206,846 Land $17,600 Building $189,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Forest Oaks Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Forest Oaks Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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