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120 Ford Rd, Morganton, NC 28655 Property Records

Burke County property record for 120 Ford Rd, Morganton, NC 28655 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 1999
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Apr 2019)
Tax Bill$1,586 (2023)
Deeds & MortgagesFeb 2024 Second Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1794221644

Property Details

APN / Parcel Number

Primary APN1794221644
Alternative APN
  • 28286

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area3,366 sqft
1st Floor Area1,683 sqft
Basement Area1,683 sqft
Unfinished Basement1,683 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area82,764 sqft (1.9 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Carport Area688 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1794221644
Street Address120 FORD RD
CityMORGANTON
StateNC
Zip28655-8022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description120 FORD RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group1
Census Block1018
Census Tract20202

Owner

Source: Burke County records · APN 1794221644

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 FORD RD, MORGANTON, NC 28655-8022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 02, 2019Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2019 · Amount on Record
Deed SaleApr 02, 2019 · Amount on Record
Deed Document Number0002396213
Deed Book / Page2396 / 213
Record UpdatedJun 07, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address120 FORD RD, MORGANTON, NC 28655-8022
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027280512
DateFeb 07, 2024
Book Page2728/512
Instrument2024001028
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2044

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateApr 02, 2019
Property Address120 FORD RD, MORGANTON, NC 28655-8022
Document Number0023960213
Book / Page002396 / 000213
Instrument DateApr 01, 2019
Instrument26355
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 FORD RD MORGANTON NC 286558022, MORGANTON, NC 28655-8022

Mortgage

Document Number23960216
DateApr 02, 2019
Book Page002396/000216
Instrument26356
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,586.00$234,109 Land $37,655 Building $196,454$234,109 Land $37,655 Building $196,454

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2024, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: City of Morganton. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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