120 Floyd Ave, Deerfield (Utica), NY 13502 Property Records

Oneida County and Deerfield Town property record for 120 Floyd Ave, Deerfield, NY 13502

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,446 sqft · built 1954
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Jun 2014)
Tax Bill$3,736 (2025)
Deeds & MortgagesFeb 2023 Refinance
Flood ZoneZone X (minimal risk)
APN303200 307.005-4-57

Property Details

APN / Parcel Number

Primary APN303200 307.005-4-57
Alternative APNs
  • 320030700500040570000000
  • 002180

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area964 sqft
Upper Floors Area482 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions130 ft deep x 55 ft wide
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces
Canopy16 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number002180
Street Address120 FLOYD AVE
CityDEERFIELD
StateNY
Zip13502-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description120 FLOYD AVE MO#02-15853
Legal Block4
Legal Lot Number57.000
JurisdictionONEIDA NY
Township / Civil DivisionDEERFIELD
Census Block Group2
Census Block2017
Census Tract23901

Owner

Source: Oneida County and Deerfield Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 FLOYD AVE, UTICA, NY 13502-1019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2014 · Amount on Record
Deed SaleJun 26, 2014 · Amount on Record
Prior SaleMay 8, 2006 · Amount on Record
Deed Book / Page2014 / 8433
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address120 FLOYD AVE, UTICA, NY 13502-1019
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002085
DateFeb 8, 2023
Instrument2023-002085
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionDeerfield Town
Unified School DistrictWhitesboro Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,736.00 (+241.19%)$15,000 (-) Land $2,000 Building $13,000$172,414 (+8.62%) Land $22,989 Building $149,425
2023$15,000 (-) Land $2,000 Building $13,000$158,730 (+14.81%) Land $21,164 Building $137,566
2022$1,095.00 Homeowner's exemption$15,000 Land $2,000 Building $13,000$138,249 Land $18,433 Building $119,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GoNetspeed.

Nearby Properties on Floyd Ave

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