Clay County property record for 120 Flora Ave, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 ba · 1,216 sqft · built 2014 |
| Lot Size | 0.162 acres (7,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Apr 2010) |
| Tax Bill | $3,180 (2022) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-101-078 |
| Primary APN | 10-36-101-078 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Basement Area | 1,216 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 7,068 sqft (0.162 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 120 FLORA AVE |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2220 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FAIR ADDN LOT 102 |
| Legal Subdivision | FAIR ADD |
| Legal Lot Number | 102 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 FLORA AVE, FLORA, IL 62839-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2010 · Amount on Record |
| Deed Sale | Apr 26, 2010 · Amount on Record |
| Deed Document Number | 2010170505 |
| Prior Transfer Date | Apr 17, 2010 |
| Prior Transfer Doc | 170506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 120 FLORA AVE, FLORA, IL 62839-2220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D196311 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | D196311 |
| Name | COMMUNITY PARTNERS SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $60,697 (+11.45%) Land $2,772 Building $57,925 | $182,091 (+11.45%) Land $8,316 Building $173,775 |
| 2024 | $54,461 (+22.68%) Land $2,487 Building $51,974 | $163,383 (+22.68%) Land $7,461 Building $155,922 | |
| 2022 | $3,180.00 (+9.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $44,392 Land $2,103 Building $42,289 | $133,176 Land $6,309 Building $126,867 |
| 2021 | $2,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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