120 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 120 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 1998
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jun 2024)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-085-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-085-000`
Alternative APNs	`0088A 085` `30545`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,330 sqft Heated Area
1st Floor Area	1,330 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30545
Street Address	120 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 FIVE OAKS UN1
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	11
Legal Unit	1
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2022
Census Tract	100203

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Sep 13, 2022	Warranty Deed, Transfer
Aug 1, 2022	Warranty Deed, Transfer
Aug 1, 2022	Warranty Deed, Transfer
Jun 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	20245849
Deed Book / Page	4624 / 506
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0044380277
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 15, 2022
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0044380257
Book / Page	4438 / 257
Instrument Date	Sep 15, 2022
Instrument	2022-004874
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405

Mortgage

Document Number	0044380000000260
Date	Sep 22, 2022
Book Page	0000004438/0000000260
Instrument	015990

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 13, 2022
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0044380277
Book / Page	4438 / 277
Instrument Date	Sep 13, 2022
Instrument	2022-004877
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 1, 2022
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0044240093
Book / Page	4424 / 93
Instrument Date	Aug 1, 2022
Instrument	2022-004128
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 1, 2022
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0044240093
Book / Page	4424 / 93
Instrument Date	Aug 1, 2022
Instrument	2022-004128
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 8, 2020
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0040160446
Book / Page	004016 / 000446
Instrument Date	May 29, 2020
Instrument	7512
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FIVE OAKS DR COVINGTON GA 300140405, COVINGTON, GA 30014-0405

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 FIVE OAKS DR, COVINGTON, GA 30014-0405
Document Number	0039960149
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FIVE OAKS DR COVINGTON GA 300140405, COVINGTON, GA 30014-0405

Mortgage

Document Number	0039960149
Date	Apr 28, 2020
Book Page	003996/000149
Instrument	5513

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+4.21%) Homeowner's exemption	$109,920 (+9.05%) Land $12,000 Building $97,920	$274,800 (+9.05%) Land $30,000 Building $244,800
2023		$100,800 Land $9,000 Building $91,800	$252,000 Land $22,500 Building $229,500
2022	$2,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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