120 Ferry Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 120 Ferry Rd, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,199 sqft · built 1963
Lot Size0.651 acres (28,349 sqft)
OwnerIndividual Name on Record
Last Sale$1,137,500 (Apr 2025)
Tax Bill$11,824 (2026)
Deeds & MortgagesAug 2023 Refinance
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN50-0013-52

Property Details

APN / Parcel Number

Primary APN50-0013-52
Alternative APNs
  • BRIS M:163 L:18
  • 9173

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,199 sqft Living Area
Gross Area5,355 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,349 sqft (0.651 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number50-0013-52
Street Address120 FERRY RD
CityBRISTOL
StateRI
Zip02809-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Lot Number18
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3018
Census Tract30800

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 FERRY RD, BRISTOL, RI 02809-2914
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BAYCOAST MORTGAGE COMPANY
Aug 24, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY
Dec 9, 2020Deed of Trust, Mortgage · Line of Credit
BANKNEWPORT
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANKNEWPORT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleAug 24, 2023 · Amount on Record
Deed Book / Page2278 / 321
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address120 FERRY RD, BRISTOL, RI 02809-2914
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002221-255
DateAug 24, 2023
Book Page2221/255
Instrument2023-5780
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateAug 24, 2023
Property Address120 FERRY RD, BRISTOL, RI 02809-2914
Document Number002221-249
Book / Page2221 / 249
Instrument DateAug 22, 2023
Instrument2023-5778
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address120 FERRY RD, BRISTOL, RI 02809-2914

Mortgage

Document Number0020235780
DateAug 24, 2023
Instrument2023-5780
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address120 FERRY RD, BRISTOL, RI 02809-2914
Document Number2076-131
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 FERRY RD BRISTOL RI 028092914, BRISTOL, RI 02809-2914

Mortgage

Document Number2076-131
DateDec 9, 2020
Book Page002076/000131
Instrument8356
Lender
NameBANKNEWPORT
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address120 FERRY RD, BRISTOL, RI 02809-2914
Document Number2076-122
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 FERRY RD BRISTOL RI 028092914, BRISTOL, RI 02809-2914

Mortgage

Document Number2076-122
DateDec 9, 2020
Book Page002076/000122
Instrument8355
Lender
NameBANKNEWPORT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 8, 2050

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,824.00 (+50.62%)
2025$7,850.00 (+3.45%)$568,000 (-) Land $215,700 Building $352,300
2023$7,588.00 (+2.76%)$568,000 (-) Land $215,700 Building $352,300
2022$7,384.00$568,000 Land $215,700 Building $352,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims9 (1983–2010)
Claims Outside the SFHA1 of 9
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40

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