120 Fairway Dr, Hampstead, NC 28443 Property Records

Pender County property record for 120 Fairway Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,116 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2021)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4203-76-3597-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-76-3597-0000`
Alternative APNs	`000042593` `979022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	273 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000042593
Street Address	120 FAIRWAY DR
City	HAMPSTEAD
State	NC
Zip	28443-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 127A PB 18/85 BELVEDERE PLANTATION
Legal Subdivision	BELVEDERE
Legal Lot Number	127A
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3003
Census Tract	920201

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 12, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 12, 2021	Intrafamily Transfer, Transfer
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Book / Page	4761 / 1211
Last Transfer Date	Sep 15, 2021
Transfer Doc	0047672695
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048330004
Date	Mar 25, 2024
Book Page	4833/4

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046802219
Date	Mar 12, 2019
Book Page	4680/2219

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047232547
Date	Sep 4, 2020
Book Page	4723/2547

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.99%
Index	1-Year LIBOR
Max Rate	8.99%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Oct 12, 2021
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Document Number	0047672695
Book / Page	4767 / 2695
Map Reference	MB 18 PG 85
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 11, 2021
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Document Number	0047611211
Book / Page	4761 / 1211
Map Reference	MB 18 PG 85
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 E CEDAR PL, CHANDLER, AZ 85249-3535

Mortgage

Document Number	0047611214
Date	Aug 11, 2021
Instrument	4761/1214

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 1, 2018
Property Address	120 FAIRWAY DR, HAMPSTEAD, NC 28443-3654
Document Number	0046600472
Book / Page	004660 / 000472
Instrument Date	Feb 26, 2018
Instrument	20033965
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 MILITARY CUTOFF RD #204 WILMINGTON NC 284054395, 204, WILMINGTON, NC 28405-4395

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,305.00 (+13.77%)	$702,037 (+109.08%) Land $242,800 Building $459,237	$702,037 (+109.08%) Land $242,800 Building $459,237
2023		$335,778 (-) Land $62,220 Building $273,558	$335,778 (-) Land $62,220 Building $273,558
2022	$2,905.00	$335,778 Land $62,220 Building $273,558	$335,778 Land $62,220 Building $273,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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