120 Fairmount St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 120 Fairmount St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 5,736 sqft · built 1900
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Oct 2023)
Tax Bill$9,066 (2026)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNB10065

Property Details

APN / Parcel Number

Primary APNB10065
Alternative APNs
  • LOWE M:220 B:2225 L:120
  • M:000220 T:B10065

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area5,736 sqft Living Area
Gross Area11,150 sqft
1st Floor Area3,484 sqft
Basement Area3,116 sqft
Unfinished Basement3,116 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberB10065
Street Address120 FAIRMOUNT ST
CityLOWELL
StateMA
Zip01852-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block2225
Legal Lot Number120
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1004
Census Tract312502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Belvidere Hill Historic District
listed 1995 · 115 contributing resources · NRIS 95000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NECTAR CMNTY INVS INC
Sep 9, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 12, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Deed Document Number202330231
Deed Book / Page38120 / 144
Last Transfer DateAug 31, 2025
Transfer Doc039504-166
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039529-230
DateSep 19, 2025
Book Page39529/230
Instrument29611
Lender
NameNECTAR CMNTY INVS INC
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 9, 2025
Property Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721
Document Number039504-166
Book / Page39504 / 166
Instrument DateAug 31, 2025
Instrument28213
Transaction TypeTransfer
Record UpdatedOct 1, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 12, 2023
Property Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721
Document Number038120-144
Book / Page38120 / 144
Instrument DateOct 12, 2023
Instrument30231
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 FAIRMOUNT ST, LOWELL, MA 01852-3721

Mortgage

Document Number0000030232
DateOct 12, 2023
Instrument30232
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,066.00 (+6.72%)$798,800 (+7.95%) Land $228,200 Building $570,600$872,287 (+17.49%)
2025$8,495.00 (-28.14%)$740,000 (-25.44%) Land $222,900 Building $517,100$742,425
2024$11,821.00 (+5.31%)$992,500 (+9.81%) Land $217,500 Building $775,000
2023$11,225.00$903,800 Land $189,000 Building $714,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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