120 Esty St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 120 Esty St, Ithaca, NY 14850 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,547 sqft · built 1870
Lot Size0.185 acres (8,085 sqft)
Owner2 Individual Names on File
Tax Bill$8,477 (2025)
Deeds & MortgagesAug 2023 Refinance
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN500700 50.-1-23

Property Details

APN / Parcel Number

Primary APN500700 50.-1-23
Alternative APN
  • 070005000000010230000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,547 sqft Living Area
1st Floor Area1,151 sqft
Upper Floors Area396 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Lot Area8,085 sqft (0.185 acres)
Lot Dimensions165 ft deep x 49 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address120 ESTY ST
CityITHACA
StateNY
Zip14850-4060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number23.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group2
Census Block2006
Census Tract800

Owner

Source: Tompkins County and Ithaca City records · APN 500700 50.-1-23

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 ESTY ST, ITHACA, NY 14850-4060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ALTERNATIVE FCU
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTERNATIVES FCU
Mar 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTERNATIVES FCU
Jan 10, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2019
Deed SaleJan 10, 2019
Deed Document Number2019219324
Deed Book / Page2019 / 289
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address120 ESTY ST, ITHACA, NY 14850-4060
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007499
DateAug 24, 2023
Instrument2023-07499
Lender
NameALTERNATIVE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address120 ESTY ST, ITHACA, NY 14850-4060
Document Number0000008892
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESTY ST ITHACA NY 148504060, ITHACA, NY 14850-4060

Mortgage

Document Number0000008892
DateSep 08, 2020
Instrument8892
Lender
NameALTERNATIVES FCU
AddressITHACA, NY 14850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 07, 2030

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address120 ESTY ST, ITHACA, NY 14850-4060
Document Number0000002524
Instrument DateMar 13, 2019
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESTY ST ITHACA NY 148504060, ITHACA, NY 14850-4060

Mortgage

Document Number0000002524
DateMar 18, 2019
Instrument2524
Lender
NameALTERNATIVES FCU
AddressITHACA, NY 14850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTOMPKINS NY
Recording DateJan 10, 2019
Property Address120 ESTY ST, ITHACA, NY 14850-4060
Document Number0000000289
Instrument DateJan 10, 2019
Instrument289
Transaction TypeTransfer
Record UpdatedMar 01, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address120 ESTY ST ITHACA NY 148504060, ITHACA, NY 14850-4060

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,477.00$230,000 (+4.55%) Land $56,400 Building $173,600$230,000 (+4.55%) Land $56,400 Building $173,600
2023$220,000 Land $56,400 Building $163,600$220,000 Land $56,400 Building $163,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
1% annual chance, depth under 1 ft
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims27 (1981)
Claims Outside the SFHA16 of 27
Most Recent ClaimOct 1981, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 781 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone CompanyFiber1,000 / 100
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, FiberSpark, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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