120 Essex Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 120 Essex Dr, Ormond Beach, FL 32176

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 974 sqft · built 1956
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Aug 2019)
Tax Bill$2,579 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4203-05-00-0130

Property Details

APN / Parcel Number

Primary APN4203-05-00-0130
Alternative APNs
  • 32140305000130
  • 3020952.0
  • 3020952

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area974 sqft Living Area
1st Floor Area974 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1986
Exterior MaterialConcrete
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area462 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3020952.0
Old Parcel Number32140305000130
Street Address120 ESSEX DR
CityORMOND BEACH
StateFL
Zip32176-3705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 13 ORMOND BEACH MANORS MB 23 PG 48 PER OR 5149 PGS 3315-3316 PER OR 7578 PG 0584 PER OR 7738 PG 3488
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionORMOND
Legal Tract5
Legal Lot Number13
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group3
Census Block3012
Census Tract80300

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 5, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 23, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 26, 2019Warranty Deed, Transfer · FHA Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleAug 27, 2003
Deed Document Number2019-168413
Deed Book / Page7738 / 3488
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705

Mortgage

Document Number0085464127
DateApr 23, 2024
Book Page8546/4127
Instrument2024078061
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueNov 1, 2051

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705

Mortgage

Document Number0084550315
DateSep 5, 2023
Book Page8455/315
Instrument2023180887
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueNov 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705

Mortgage

Document Number0083591799
DateJan 23, 2023
Book Page8359/1799
Instrument2023013200
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueNov 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 26, 2019
Property Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705
Document Number0077383488
Book / Page7738 / 3488
Map ReferenceMB 23 PG 48
Instrument DateApr 12, 2019
Instrument2019-168413
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49 TROPICAL DR, 49, ORMOND BEACH, FL 32176-3717

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ESSEX DR, ORMOND BEACH, FL 32176-3705

Mortgage

Document Number2019168414
DateAug 26, 2019
Instrument2019-168414
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,579.00 (+1.9%) Homeowner's exemption$172,753 (+5.99%)$234,845 (-5.19%) Land $107,604 Building $127,241
2023$2,531.00 (+2.76%) Homeowner's exemption$162,996 (+3%)$247,689 (+20.25%) Land $99,078 Building $148,611
2022$2,463.00 Homeowner's exemption$158,249$205,977 Land $79,380 Building $126,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies391 units insured
incl. 327 condo units
Nearby Flood Claims55 (1981–2024)
Claims Outside the SFHA50 of 55
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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