Ouachita Parish property record for 120 Emerald Dr, West Monroe, LA 71292
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 1998 |
| Lot Size | 1.19 acres (52,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,999 (Sep 2021) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104779 |
| Primary APN | 104779 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 52,098 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 699 sqft |
| Heating System | Central |
|---|
| Account Number | 245443 |
|---|---|
| Street Address | 120 EMERALD DR |
| City | WEST MONROE |
| State | LA |
| Zip | 71292-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 SILVERLEAF ESTATES UNIT 2 |
| Legal Range | 03E |
| Legal Township | 16N |
| Legal Section | 07 |
| Legal Subdivision | SILVERLEAF ESTATES UNIT 2 |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10502 |
120 Emerald Dr is owned and occupied by an individual who bought it in September 2021.
Source: Ouachita Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 120 EMERALD DR, WEST MONROE, LA 71292-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Sep 9, 2021 | Deed, Transfer · FHA Mortgage GMFS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 1835450 |
| Deed Book / Page | 2671 / 899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 120 EMERALD DR, WEST MONROE, LA 71292-2336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3803/278 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 3803/278 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 120 EMERALD DR, WEST MONROE, LA 71292-2336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3908/800 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 3908/800 |
| Instrument | 1806041 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Sep 9, 2021 |
| Property Address | 120 EMERALD DR, WEST MONROE, LA 71292-2336 |
| Document Number | 2671/899 |
| Book / Page | 2671 / 899 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 1835450 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4062133 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 4062/133 |
| Name | GMFS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 120 Emerald Dr was $1,551, down 1.2% from the year before.
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (-1.21%) | $24,583 (-) Land $1,800 Building $22,783 | $245,821 (-) Land $18,000 Building $227,821 |
| 2024 | $1,570.00 (+8.58%) | $24,583 (+4.55%) Land $1,800 Building $22,783 | $245,821 (+4.55%) Land $18,000 Building $227,821 |
| 2023 | $1,446.00 (+1.83%) | $23,513 (-) Land $1,435 Building $22,078 | $235,131 (-) Land $14,350 Building $220,781 |
| 2022 | $1,420.00 | $23,513 Land $1,435 Building $22,078 | $235,131 Land $14,350 Building $220,781 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 69 (1979–2019) |
| Claims Outside the SFHA | 15 of 69 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Emerald Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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