Richland County property record for 120 Elstow Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,780 sqft · built 1990 |
| Lot Size | 0.262 acres (11,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,800 (Jan 2018) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04002-04-22 |
| Primary APN | 04002-04-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,780 sqft Heated Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,425 sqft (0.262 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01126025 |
|---|---|
| Street Address | 120 ELSTOW RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 22 BLK A-4 70X154X70X154 #SU FRIARSGATE B SEC 11 PH I #PR 51-1279 53-1860 55-6508 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 22 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 ELSTOW RD, IRMO, SC 29063-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 23, 2018 | Grant Deed, Transfer · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Prior Sale | Mar 3, 2009 · Amount on Record |
| Deed Document Number | 20183593 |
| Deed Book / Page | 2275 / 1403 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 0012802628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 ELSTOW RD, IRMO, SC 29063-2100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0026363841 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2636/3841 |
| Instrument | 2021042824 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 23, 2018 |
| Property Address | 120 ELSTOW RD, IRMO, SC 29063-2100 |
| Document Number | 2275/1403 |
| Book / Page | 002275 / 001403 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 3593 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.06 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 ELSTOW RD IRMO SC 290632100, IRMO, SC 29063-2100 |
| Document Number | 2275/1408 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002275/001408 |
| Instrument | 3594 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,437.00 (+20.86%) | $153,900 (-) | $271,000 (-) Land $25,000 Building $246,000 |
| 2024 | $153,900 (+2,775.56%) | $271,000 (+102.54%) Land $25,000 Building $246,000 | |
| 2023 | $1,189.00 (-2.06%) | $5,352 (+0.04%) | $133,800 (-) |
| 2021 | $1,214.00 | $5,350 | $133,800 Land $19,200 Building $114,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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