120 Elsen St, Loretto, MN 55357 Property Records

Hennepin County property record for 120 Elsen St, Loretto, MN 55357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,040 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Jul 1998)
Tax Bill	$4,930 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-43-0023`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-43-0023`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	128 ft deep x 5,247 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	440 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	120 ELSEN ST
City	LORETTO
State	MN
Zip	55357-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 A AUDITORS SUBD. NO. 232 COM AT A PT IN W LINE OF LOT 17 DIST 206.25 FT S FROM THE NW COR OF LOT 15 TH E AT RT ANGLES TO SAID W LINE A DIS OF 150 FT T 5247X128X265
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	43
Legal Subdivision	AUDITORS SUBD. NO. 232
Legal Block	3
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3012
Census Tract	27101

Owner

Source: Hennepin County records · APN 06-118-23-43-0023

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 33RD ST SW, BUFFALO, MN 55313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 1998 · Amount on Record
Deed Sale	Jul 23, 1998 · Amount on Record
Deed Document Number	1998674241
Last Transfer Date	Mar 07, 2025
Transfer Doc	00T6125034
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+3.16%)	$266,900 (+2.73%) Land $72,000 Building $194,900	$266,900 (+2.73%) Land $72,000 Building $194,900
2024	$4,779.00 (+20.71%)	$259,800 (+20.84%) Land $72,000 Building $187,800	$259,800 (+20.84%) Land $72,000 Building $187,800
2023	$3,959.00 Homeowner's exemption
2022		$215,000 Land $46,000 Building $169,000	$215,000 Land $46,000 Building $169,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.