120 Elm St, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 120 Elm St, Brewer, ME 04412

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 1 ba · 3,584 sqft · built 1954
Lot Size	0.32 acres (13,938 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Oct 2018)
Tax Bill	$7,238 (2025)
Deeds & Mortgages	Dec 2021 Refinance Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-071`

Property Details

APN / Parcel Number

Primary APN	`21-071`
Alternative APNs	`M:0021 L:0710000` `BRER M:21 L:71` `2411251` `2610004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	16 Rooms
Units	4 Units
Stories	1 Story
Building Area	3,584 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,938 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2610004
Street Address	120 ELM ST
City	BREWER
State	ME
Zip	04412-2500
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MDR-2
Legal Lot Number	71
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2018
Census Tract	4200

Owner

120 Elm St, a residential property, is owned by a company that bought it in October 2018.

Source: Penobscot County and Brewer City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	884 MILLVALE RD, BUCKSPORT, ME 04416-4533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 19, 2018	Quit Claim Deed, Transfer BANGOR SAVINGS BANK
Oct 18, 2018	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Deed Book / Page	14977 / 93
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	120 ELM ST, BREWER, ME 04412-2500
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163050044
Date	Dec 9, 2021
Book Page	16305/44
Instrument	41377

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWER ME
Recording Date	Oct 19, 2018
Property Address	120 ELM ST, BREWER, ME 04412-2500
Document Number	0149770093
Book / Page	14977 / 0093
Instrument	000000032477
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032478
Date	Oct 19, 2018
Instrument	000000032478

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	120 ELM ST, BREWER, ME 04412-2500
Document Number	0149770095
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	559 UNION ST BANGOR ME 044013705, BANGOR, ME 04401-3705

Mortgage

Document Number	0149770095
Date	Oct 19, 2018
Book Page	014977/000095
Instrument	32478

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANAOR, ME 04402-0930

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Elm St was $7,238, up 1.8% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,238.00 (+1.83%)	$470,000 (+24.31%) Land $31,000 Building $439,000
2024	$7,108.00 (+2.92%)	$378,100 (+10.04%) Land $31,000 Building $347,100
2023	$6,906.00	$343,600 Land $22,300 Building $321,300
2021	$6,489.00	$291,000 Land $21,900 Building $269,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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